Taxi Insurance se Jude 10 Important Questions – Har Driver ko Pata Hona Chahiye!

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Agar sheeshe ka kharcha kam hai, toh NCB bachane ke liye khud hi paise de dena faydemand rehta hai." } }, { "@type": "Question", "name": "Commercial taxi ka insurance sasta kaise karwaye?", "acceptedAnswer": { "@type": "Answer", "text": "Taxi ka insurance sasta karne ke liye hamesha bima time par renew karein taaki NCB discount mile, aur online quotes compare karke sahi IDV chunein. Gaadi mein Anti-theft device (GPS) lagwane se company premium par alag se discount deti hai." } }, { "@type": "Question", "name": "Agar driver badal jaye to taxi ka insurance valid rehta hai ya nahi?", "acceptedAnswer": { "@type": "Answer", "text": "Haan, driver badalne par bhi taxi ka insurance poori tarah valid rehta hai, bas naye driver ke paas valid commercial driving licence hona chahiye. Bima gaadi ka hota hai driver ka nahi, isliye sahi licence hone par company accident ka claim zaroor degi." } }, { "@type": "Question", "name": "Taxi me CNG kit lagwane ke baad insurance company ko batana zaroori hai kya?", "acceptedAnswer": { "@type": "Answer", "text": "Haan, taxi me CNG kit lagwane ke baad insurance company aur RTO ko batana bohot zaroori hai, nahi toh accident ke waqt claim reject ho jayega. Company ko thoda extra premium dekar insurance policy par CNG endorse zaroor karwayein." } }, { "@type": "Question", "name": "Taxi ka comprehensive insurance kitne saal ke liye valid hota hai?", "acceptedAnswer": { "@type": "Answer", "text": "Taxi ka comprehensive insurance sirf ek saal ke liye valid hota hai jise har saal renew karwana padta hai. Is bime me gaadi ka khud ka nuksan ek saal tak cover rehta hai aur sarkari third-party bima bhi isi ke saath chalu rehta hai." } }, { "@type": "Question", "name": "Kya taxi insurance me engine protection cover lena chahiye?", "acceptedAnswer": { "@type": "Answer", "text": "Haan, taxi me engine protection cover zaroor lena chahiye kyunki pani bharne ya oil leak se engine kharab hone par bima company regular plan me kharcha nahi deti. Yeh cover lene se engine repair ka kharcha bach jata hai." } }, { "@type": "Question", "name": "Taxi chori hone par insurance se kitna paisa wapas milta hai?", "acceptedAnswer": { "@type": "Answer", "text": "Taxi chori hone par bima company bime ke paper par likhi hui IDV yani gaadi ki poori keemat wapas deti hai. Isme se bas thoda sa file charge katta hai, baki gaadi ki market value ke hisab se paisa milta hai." } }, { "@type": "Question", "name": "Commercial car insurance me 'Third Party Property Damage' ki limit kya hoti hai?", "acceptedAnswer": { "@type": "Answer", "text": "Commercial car bime me 'Third Party Property Damage' ki sarkari limit sabse zyaada hoti hai. Agar kisi dusri gaadi ya dukaan se accident hota hai, toh bima company saamne wale ke nuksan ka kharcha isi limit tak bharti hai." } }, { "@type": "Question", "name": "Online taxi insurance lene par hard copy (paper) kab tak milta hai?", "acceptedAnswer": { "@type": "Answer", "text": "Online taxi insurance lene par company turant email ya WhatsApp par bime ki copy bhej deti hai, jise print nikalwa sakte hain. Bima company alag se koi hard copy ghar nahi bhejti hai — documents DigiLocker par save rakhe ja sakte hain." } }, { "@type": "Question", "name": "Taxi insurance claim pass hone me kitna time lagta hai?", "acceptedAnswer": { "@type": "Answer", "text": "Taxi bima claim pass hone me lagbhag 7 se 10 din ka time lagta hai, agar cash-less garage me kaam karaya jaye. Sabhi paper aur surveyor ki final report milne ke baad company turant paisa pass kar deti hai." } } ] } ] }