We Help You Insure Any Vehicle — Cars, Bikes, and Especially Commercial Vehicles

Policylegit helps you compare and buy insurance for every kind of vehicle — car, bike, or commercial vehicle. But what we know best is commercial vehicles: trucks, tractors, buses, taxis, autos, and JCBs.

Why? Because for most people, a car is one of many things they own. But a truck or a tractor is often how they earn their living. If that vehicle is stuck because of a bad insurance claim, it hurts a family’s income directly. That’s the problem we built Policylegit to solve.

Who We Are

Policylegit is run by Riskveda IMF LLP, based in Gurugram. 

Our team has years of experience in commercial vehicle insurance — working closely with truck owners, tractor dealers, and fleet managers. We bring the same care to car and bike insurance too.

What We Do

We compare insurers, we don’t sell our own insurance. We show you live quotes from 20+ IRDAI-approved insurers like ICICI Lombard, Bajaj Allianz, HDFC ERGO, and Go Digit — so you can pick the best one.

We explain the confusing parts. Insurance papers are full of terms nobody explains — Zero Depreciation, IDV, add-ons. We break these down in simple language before you buy, not after your claim gets rejected.

We help when you need to file a claim. A good policy means nothing if the claim doesn’t get paid. Our team helps you through the claim process, step by step.

What We Cover

Personal Vehicles: Car insurance, two-wheeler insurance, EV insurance.

Commercial Vehicles:

  • Small trucks — Tata Ace, Bolero Pickup, Mahindra Jeeto, Ashok Leyland Dost
  • Heavy trucks — 6, 10, 12, and 14-wheelers
  • Tractors — farm use and commercial use
  • Buses — school, staff, and passenger
  • Taxis, auto rickshaws, and e-rickshaws
  • JCBs and construction vehicles

Own a car and a fleet of trucks? We can handle both.

The Problem We Solve

Most vehicle owners buy insurance through an agent who sells whatever pays them the highest commission — with little explanation of what’s actually covered. Then, when there’s an accident or a claim, they find out the hard way what wasn’t covered.

We exist to close that gap — explain things clearly before you buy, not after something goes wrong.

Why Choose Us

We understand commercial vehicles deeply. Most insurance sites treat trucks and tractors as an afterthought. We built our platform around them first.

We explain Claim Settlement Ratio. The cheapest policy isn’t always the best. We help you see which insurers actually pay claims on time.

We prepare you for claims, not just sales. We tell you what documents and add-ons you need before there’s ever a problem.

Same honesty for car and bike insurance. Simple comparisons, plain language, no pressure.

Who We Help

  • Owner-drivers with a single truck, pickup, or auto
  • Fleet owners managing multiple trucks, tractors, or buses
  • Farmers insuring agriculture tractors
  • School and staff transport operators
  • JCB and construction equipment owners
  • Families looking for simple car and bike insurance

Our Promise to You

Transparent pricing. The price you see is the price you pay. No hidden charges.

No pressure. We show you the facts. You make the decision.

Real support. Call, WhatsApp, or email us — we’re here when you need help, especially during a claim.

Honest advice. We explain things accurately, even if it’s not the easiest sale.

Disclaimer: Policylegit is not an insurance company. We do not underwrite or issue insurance policies ourselves. We work as an agent/partner with Policybazaar and other IRDAI-registered insurance companies to help you compare and buy vehicle insurance. All policies purchased through Policylegit are issued by the respective insurance company, and all claims are governed by their terms and conditions.

Talk to Us

Got a question about your policy or claim? Reach out directly.

Call/WhatsApp: +91 9315911403
Email: help@policylegit.com