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Tata Intra Insurance
Tata Intra insurance is a mandatory commercial vehicle policy for the Tata Intra — Tata Motors' modern BS6-compliant mini truck pickup range that replaced and improved upon the older Tata 407 and Tata Ace Gold platforms. The Tata Intra is available in four main variants: V10 (entry-level), V20, V30 (most popular), and V50/XL (high payload extended wheelbase) — and every variant requires a commercial vehicle goods insurance policy to operate legally in India.
Get Tata Intra insurance - third-party cover and Comprehensive (first party) cover, depending on the variant (V10 vs V30 vs V50), vehicle age, IDV, city RTO zone, and selected add-ons. PolicyLegit compares Tata Intra insurance from 20+ IRDAI-approved insurers — get live quotes, compare premiums and claim settlement ratios, and issue your Intra policy online in under 2 minutes.
Bought a new Tata Intra V30? Renewing your Intra V10? Need to check if your Intra's policy is still active? All of it is available online at PolicyLegit — instant policy on WhatsApp, with expert claim support.
Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
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#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
Tata Intra & Related Models – Insurance Price List
What Is the Main Reason for Tata Intra Insurance?
The Tata Intra is a BS6-compliant light commercial vehicle (LCV) pickup truck launched by Tata Motors as the next-generation replacement for the aging Tata 407 and Super Ace platforms. It features a modern 1.5L turbo diesel engine, a wider and flatter load body, and improved driver ergonomics — making it one of the most capable mini trucks in India's 1–1.5 tonne payload segment.
Tata Intra Insurance Price List (Approximate)
| Tata Intra Model | Third Party (1 Year) | Full Insurance |
| Tata Intra V30 / V40 | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V60 | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V75 | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V80 | ₹16049 | ₹16,200 – ₹23,300 |
| Related Small CVs (Tempo, Similar) | ₹16049 | ₹16,200 – ₹23,300 |
Note: Final premium depends on IDV, city, usage, add-ons, NCB (up to 50%), and insurer chosen. You can check the price list online before buying.
Types of Tata Intra Insurance Policies Available
Third-Party Liability Insurance
- Mandatory by law
- Covers damage to third parties & property
- Does not cover your own vehicle damage
Comprehensive Insurance
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, natural disasters
- Highly recommended for Tata Intra
Standalone Own-Damage Insurance
- Only covers damage to your Tata Intra
- You must already have third-party cover
Add-Ons / Riders (Enhance Your Cover)
- Zero Depreciation
- Roadside Assistance
- Consumables Cover
- Passenger Liability Cover
- Return to Invoice
(Add-ons raise premium slightly but significantly increase protection.)
Tata Intra V30 Insurance Price – Specs & Premium Guide
The Tata Intra V30 is the most popular variant in the Intra lineup — offering 1,000 kg payload in a 9-foot load body with a 1.5L BS6 turbo diesel engine. It is used extensively for FMCG distribution, inter-district goods transport, and urban construction material delivery. The V30 strikes the balance between payload capacity and city manoeuvrability that makes it the #1-selling Intra variant.
Tata Intra V30 Insurance Price
Tata Intra V30 insurance price for third-party cover is ₹12,000–₹14,000/year (IRDAI FY 2025-26, GVW 2,500–3,500 kg bracket). Comprehensive cover for the V30 ranges from ₹14,000–₹23,000/year depending on vehicle age, city, and add-ons. For a new V30 (ex-showroom approximately ₹7.5–₹9.0 lakh), Zero Depreciation add-on is strongly recommended — it adds approximately ₹1,500–₹2,500/year but covers full part replacement cost at every claim.
Why V30 Owners Should Choose Comprehensive Insurance
- The Tata Intra V30's IDV (₹5.5–₹8.0 lakh) is significantly higher than older LCVs — a theft or major accident without comprehensive cover means losing ₹5–₹8 lakh with no insurance payout
- V30 is used on inter-district routes where accident risk is higher than purely urban vehicles
- BS6 engine parts are 30–50% more expensive to repair than older BS4/BS3 parts — making comprehensive cover cost-effective
- Compare V30 insurance from Bajaj Allianz, New India Assurance, ICICI Lombard, and Godigit on PolicyLegit to find the best price with the highest claim settlement ratio
Tata Intra V10 Insurance Price – Entry-Level Variant Cover
The Tata Intra V10 is the entry-level variant of the Intra range — with 750 kg payload, a shorter 7.5-foot load body, and the same 1.5L BS6 diesel engine. It is popular for urban grocery delivery, pharmacy distribution, and light construction material supply in cities and smaller towns. The V10 is ideal for first-time LCV buyers looking to upgrade from a Tata Ace or Maruti Super Carry.
Tata Intra V10 Insurance Price
Tata Intra V10 insurance price for third-party is ₹10,000–₹12,500/year (IRDAI FY 2025-26 LCV lower-GVW bracket). Comprehensive cover for the V10 ranges from ₹12,000–₹18,000/year. Because the V10 has a lower IDV than the V30 or V50, comprehensive insurance is proportionally more affordable — making it practical for most V10 owners to opt for comprehensive cover rather than just third-party.
PolicyLegit compares Tata Intra V10 insurance from 20+ insurers — Godigit and Bajaj Allianz typically offer the most competitive V10 comprehensive premiums in metro cities, while National Insurance and United India are preferred by operators in Tier-2 and rural areas.
Tata Intra Insurance Price – Premium & Cost Factors
Key Factors That Determine Premium
- IDV (Insured Declared Value) — Higher IDV = higher premium
- City / RTO Zone — Metro vs Tier-2/3 affects cost
- Vehicle Age — Older vehicles generally cost less to insure
- No Claim Bonus (NCB) — Up to 50% discount on renewals
- Usage Type — Goods, taxi, commercial, contract carriage
- Policy Add-ons Selected
- Driving History / Claims Record
Final on road insurance price, showroom cost, and premium depend on model, engine size, loading capacity, and whether vehicle is new or used.
Why Buy Tata Intra Insurance Online from PolicyLegit?
Instant Premium Comparison
Compare multiple insurers & choose the best deal in minutes. View complete details list before buying.
Cheaper & Faster
Online policies are usually cheaper than offline agent quotes.
Easy Add-Ons
Select Zero Dep, Engine Protect, Passenger Cover with one click.
Renewal Reminders
Never miss a renewal — keep your NCB intact.
Secure & Paperless
Buy, download & store digital policy instantly.
Claim Support
PolicyLegit provides assistance through the claim process.
Tata Intra Insurance Renewal – Simple Online Process
Here’s how you renew in 5 easy steps:
- Enter your vehicle number
- Compare renewal quotes from top insurers
- Choose coverage & add-ons you want
- Pay securely online
- Download your renewed policy instantly
Renew before expiry to protect your NCB and avoid lapse..
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Tata Intra Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
Is Tata Intra insurance mandatory in India?
Yes. As per the Motor Vehicles Act, third-party insurance is mandatory for all Tata Intra commercial vehicles.
What is the price of Tata Intra insurance?
Tata Intra insurance price generally ranges from ₹14,000 to ₹24,500 for the first year depending on model, city, IDV, and coverage.
Which Tata Intra models are covered under insurance?
All Tata Intra variants are covered including V30, V40, V60, V75, and V80 models.
Which insurance policy is best for Tata Intra?
Comprehensive insurance is best as it covers third-party liability along with own vehicle damage and natural calamities.
What does Tata Intra insurance cover?
It covers accidents, fire, theft, natural disasters, third-party damage, and optional add-ons like engine protection.
Can I add add-ons to Tata Intra insurance?
Yes. Add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, and Return to Invoice can be added.
What is Tata Intra V30 insurance price?
Tata Intra V30 insurance price is ₹12,000–₹14,000/year for third-party (IRDAI FY 2025-26) and ₹14,000–₹23,000/year for comprehensive cover. Final price depends on vehicle age, city, IDV, and add-ons. Compare V30 insurance from 20+ insurers at PolicyLegit.
What is Tata Intra V10 insurance price?
Tata Intra V10 insurance price is ₹10,000–₹12,500/year for third-party and ₹12,000–₹18,000/year for comprehensive cover. The V10 is in a lower GVW bracket than the V30, making it cheaper to insure. Compare V10 insurance from 20+ insurers at PolicyLegit.
Can I compare Tata Intra V30 insurance online?
Yes. Compare Tata Intra V30 insurance from 20+ IRDAI-approved insurers at PolicyLegit — enter your V30 registration number, select coverage type, compare live quotes, and issue your policy online in under 2 minutes. Policy delivered on WhatsApp instantly.
