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Mahindra Truck Insurance

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Mahindra Truck Insurance

Mahindra commercial vehicles are the undisputed leaders of India's last-mile logistics, agricultural transport, and heavy freight movement. Whether you own a Mahindra Jeeto,  Maxi Truck, Maxximo, Supro, Blazo the right commercial vehicle insurance protects your business from accidents, theft, third-party claims and downtime losses.

At PolicyLegit you can compare premiums from 20+ IRDAI-approved insurers and buy or renew your Mahindra commercial vehicle insurance online in minutes.

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Commercial Vehicle Insurance Plans starting#1

Plan Type

Comprehensive

Claims Settled

98%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more
Claim Benefits
  • 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
  • Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.

Plan Type

Comprehensive

Claims Settled

96%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

98.5%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

99.7%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

95%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

99%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

95%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

96%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

98%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more
#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
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Vehicle Insurance

Offside form
Contact No.
Your Mobile No.
Vehicle Reg. No.
DL 01 CC 0001

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Plan Type

Third Party

Claims Settled

98.5%

Plan Type

Third Party

Claims Settled

96%

Plan Type

Third Party

Claims Settled

99.7%

Plan Type

Third Party

Claims Settled

93%

Plan Type

Third Party

Claims Settled

95%

Plan Type

Third Party

Claims Settled

98%

Plan Type

Third Party

Claims Settled

98%

Plan Type

Third Party

Claims Settled

96%

Plan Type

Third Party

Claims Settled

99%

Plan Type

Third Party

Claims Settled

95%
#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in

Commercial Vehicle Insurance

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Mahindra Truck Insurance Price List 2026 (Approx)

Mahindra Truck ModelThird Party (1 Year)Full Insurance
Jeeto/Bolero Pickup/Veero/Jayo/ Maxximo/ Furio 7 (upto 7.5 Ton) ₹16,049 – ₹48,000₹17,049 Onwards
Mahindra Furio 9/10/11/12 (7.5-12 Ton) ₹27,186₹33,990 Onwards
Mahindra Furio 14/16/17 (12-20 Ton) ₹35,313₹37,313 Onwards
Blazo X 28/35/40 (20 - 40 Ton) ₹43,950₹44,950 Onwards
Blazo X 42/46/49/55 (40+ Ton) ₹44,242₹47,990 Onwards
Mahindra Tippers / Multi-Axle Trucks ₹35,313 – ₹47,990₹37,313 Onwards

Note: Final premium depends on GVW, IDV, city, route type, vehicle age (old / new model), add-ons, NCB, and insurer selection.

Types of Mahindra Truck Insurance Policies Available

Third-Party Liability Insurance

  • Mandatory under Motor Vehicles Act
  • Covers injury, death, or property damage to third parties
  • Does not cover own truck damage

Comprehensive Insurance (Highly Recommended)

  • Covers third-party liability + own vehicle damage
  • Covers accidents, fire, theft, floods, landslides, riots
  • Best choice for logistics, freight, and construction trucks

Standalone Own-Damage Insurance

  • Covers only damage to your Mahindra truck
  • Requires an active third-party insurance policy

Add-Ons / Riders for Enhanced Protection

  • Zero Depreciation (for newer trucks)
  • Consumables Cover
  • IMT 23 / IMT 47
  • Return to Invoice
  • Driver & Cleaner Personal Accident Cover

Add-ons slightly increase premium but significantly reduce claim-time expenses.

What Is the Main Reason for Mahindra Truck Insurance?

The primary reason to buy Mahindra Truck insurance is to protect your commercial truck, cargo, driver, and business operations from accidents, theft, third-party liabilities, legal penalties, and natural disasters. Given that Mahindra trucks operate long hours on highways, industrial sites, and urban routes, even minor incidents can result in high repair costs, cargo loss, and business downtime without insurance.

Mahindra Commercial Vehicle Insurance by Model

ahindra offers commercial vehicles for different business needs. Select the relevant model page to learn more about its insurance requirements.

Mahindra Jeeto Insurance

Mahindra Jeeto is a compact commercial vehicle used for eligible goods-transport and delivery applications. Its insurance premium depends on the specific variant, registration category, vehicle age and selected coverage. Its fall under 7.5 Ton GVW. Check the list for the insurance price details.

Mahindra Bolero Pickup Insurance

A Bolero Pickup may be used for transporting goods, supplies and business materials. Mahindra Bolero Pickup Insurance requirements depend on the exact variant, registration details, GVW and intended use.

Mahindra Maxximo Insurance

Owners looking for Mahindra Maxximo insurance should check the exact vehicle variant, fuel type, registration category and policy requirements before requesting a quote.

Mahindra Supro and other eligible commercial models

For Supro and other Mahindra commercial vehicles, the applicable policy depends on the vehicle's registered classification, intended use and insurer eligibility. Provide the exact details from the Registration Certificate (RC) when enquiring.

What Decides Your Mahindra Truck Insurance Price?

  • GVW (Gross Vehicle Weight)
  • IDV (Insured Declared Value)
  • City / RTO Zone & Route Type
  • Vehicle Age & Model
  • No Claim Bonus (NCB) – Up to 50% discount
  • Commercial Usage Type (Goods / Tipper / Trailer / Long-Haul)
  • Policy Coverage & Add-ons Selected
  • Claim History & Driver Profile

How to Buy or Renew Mahindra Truck Insurance Online?

  1. Enter your vehicle number
  2. Compare renewal quotes instantly
  3. Select coverage & add-ons
  4. Make secure online payment
  5. Download renewed policy instantly

Renew before expiry to avoid inspection delays, penalties, and NCB loss.

Why Buy Mahindra Truck Insurance Online from PolicyLegit?

  • Instant Quote Comparison: Compare premiums from top commercial insurers instantly.
  • Affordable Pricing: Online purchase eliminates extra agent commissions.
  • Customised Coverage: Add add-ons based on route, cargo, and truck type.
  • Renewal Alerts: Avoid policy lapse and NCB loss.
  • 100% Digital & Paperless: Instant policy issuance with secure payment.
  • Dedicated Claim Support: End-to-end assistance for faster claim settlement.

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Types of Vehicles insured in Commercial Vehicle Insurance Policy

Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:

These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.

Coverage Under Commercial Vehicle Insurance
  • Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
  • Damages to the vehicle arising out of fire, self-ignition and explosion
  • Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
  • Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
  • Damages arising out of road accidents or collisions are also covered.
  • Wear and tear/depreciation of the commercial vehicle.
  • Losses incurred during a civil war, nuclear perils.
  • Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
  • The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
  • Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
  • Electrical and mechanical breakdown, breakage or failure of the insured vehicle.

List of Mahindra Truck Commercial Vehicle Insurance Companies in India 2026

Following is the list of general insurance companies that offer commercial vehicle insurance:

Insurer NamePassenger Carrying Vehicle InsuranceGoods Carrying Vehicle InsuranceMiscellaneous Vehicle Insurance
Bajaj Allianz Commercial Vehicle InsuranceNoYesNo
Godigit Commercial Vehicle InsuranceYesYesYes
New India Assurance Commercial Vehicle InsuranceYesYesNo
Reliance General Commercial Vehicle InsuranceYesYesYes
SBI General Commercial Vehicle InsuranceYesYesYes
Shriram General Commercial Vehicle InsuranceYesYesNo
United India Commercial Vehicle InsuranceYesYesNo
Zuno Commercial Vehicle InsuranceYesYesNo

*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Explore More Under Commercial Vehicle Insurance

What is the price of Mahindra Truck insurance?

The applicable premium depends on the specific variant, registered category, age, coverage and insurer. A verified quote is more reliable than a single price for all variants.

Which Mahindra truck models are covered under insurance?

All Mahindra commercial vehicles are covered including Jeeto, Bolero Pickup, Supro, Maxximo, Furio series, Blazo, tippers, trailers, and multi-axle trucks.

Which insurance policy is best for Mahindra trucks?

Comprehensive insurance is recommended as it covers third-party liability along with own truck damage, theft, accidents, and natural calamities.

What does Mahindra Truck insurance cover?

It covers accident damage, fire, theft, natural disasters, third-party liability, and optional add-ons like engine protection and driver cover.

Are Mahindra tippers and construction trucks insured?

Yes. Mahindra tippers, dumpers, construction trucks, and trailers require specialized commercial insurance with appropriate IMT add-ons.

How can I reduce Mahindra Truck insurance premium?

You can reduce premium by maintaining NCB, choosing correct IDV, renewing on time, and comparing insurance plans online.