Naya Vehicle Kharidne Par NCB Transfer Kaise Karein?
NCB (No Claim Bonus) Kya Hota Hai?
NCB ek discount hai jo insurer claim-free saal ke liye deta hai, aur yeh vehicle owner ke naam se judi hoti hai, vehicle se nahi. Jitne zyada claim-free saal, utna zyada NCB discount ye max 50% tak ja sakta hai. Yeh discount sirf own damage premium par milta hai, third party premium par nahi.
NCB Transfer Karne Ke Liye Kaun Se Documents Chahiye?
NCB transfer karne ke liye NCB certificate, purani policy copy, aur naye vehicle ki RC ya booking proof zaroori hote hain. Agar purani gaadi bech di hai, to buyer ko NCB-free policy milti hai aur seller apna NCB naye vehicle par transfer kar sakta hai.
Naya Vehicle Kharidne Par NCB Transfer Kaise Hota Hai?
Jab aap naya vehicle kharidte hain, to apne purane insurer se NCB certificate request karein yeh usually 15-20 din mein issue ho jaata hai. Phir naye vehicle ki policy lete waqt yeh certificate naye insurer ko submit karein, taaki discount apply ho sake. Purani gaadi bechne ke baad bhi NCB validity 3 saal tak rehti hai.
Kya NCB kisi doosre person ko transfer kar sakte hain?
Usually NCB vehicle ke saath nahi, policyholder ke saath linked hota hai. Isliye agar aap purana vehicle bech dete hai aur nya vehicld kharidte hain, to NCB ko apne naye vehicle par transfer kar sakte hain. Lekin NCB ko kisi unrelated person ke naam transfer nahi kiya ja sakta.
NCB Transfer Karte Waqt Kin Baaton Ka Dhyan Rakhein?
NCB sirf individual owner ke naam par transfer hota hai, company-owned commercial vehicles ke liye rules alag ho sakte hain. Agar policy mein break aaya hai, to NCB expire ho sakta hai. PolicyLegit par naya commercial vehicle insurance lete waqt aap NCB transfer process mein humse help le sakte hain.
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