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What is a Tractor Insurance?
A tractor insurance is a type of commercial vehicle insurance policy designed to protect your tractor from any unforeseen damages and losses that could occur due to instances such as accidents, collisions, natural calamities, fires or even thefts.
While a third-party liability policy for tractors only covers for damages to a third-party, a comprehensive insurance for tractors also covers for own damages and losses thus giving you and your business just the right amount of coverage you need for your tractors
Why should I buy a Tractor Insurance?
If you or your organization uses a tractor or multiple tractors for your daily business operations, having at least a third-party liability tractor insurance is mandatory as per the Motor Vehicle Act. This financially covers you from any losses and damages caused to a third-party due to a tractor owned by your business.
All businesses are prone to risks both big and small. However, if you’re an asset heavy business with several tractors being used for business operations, then getting a tractor insurance is the bare minimum you can do to protect all your tractors from own damages and losses- both to the tractor and the driver-owner itself.
Insuring your tractor ensures you are protected against unforeseen, hefty losses thus preventing any kind of business downtime that are likely to arise during to natural calamities, and fires.