What's Not Covered?

• Unethical Driving: If during making a claim, the driver-owner is found to be driving the bus under the influence of alcohol or without a valid driving license then your commercial/Route bus won't be covered.
• Consequential Loss: In case of any loss/damage, which is a direct result of a certain action by the insured or the third party.
• Own Damages for Third-Party Policy: If you're only going for a Third-Party Commercial Insurance for your commercial/Route bus, then act of deliberate damage and losses won't be covered.
• Known Wear and Tear: Any damage or loss that your Commercial/Route bus incurs because of a known cause such as damaged gear box or damaged engine.
• State of War: Any damage or loss incurring to your commercial/Route bus due to war, civil war, mutiny and so on won't be covered.