ADD ON COVERS FOR Maxximo INSURANCE ONLINE
Following are the add ons you can choose for your Maxximo insurance online –

1. Zero Depreciation Cover – It means that in case your insured vehicle gets damaged in the accident, the insurance provider would compensate you with the entire cost.

2. IMT23 Coverage – This is used to cover excluded items like- bumper, headlights, fender, bonnet parts, tyre tubes, painting, etc.

3. Engine Protector – Engine protection cover provides coverage for any damages to the car’s engine or/and its parts arising out of incidents of water ingression, leakage of lubricant oil, damage to the hydrostatic lock, damages to the engine parts, such as the gearbox, crankshaft, cylinder, connecting rods, pistons, etc.

4. Personal Accidents cover – It provides cover to conductor/cleaner/coolie and/or owner-driver as per what you choose according to terms and conditions of the policy.

5. Key replacement cover – It covers the cost arising out of the replacement of the insured vehicle’s key. This can be if the key is lost, damaged or stolen, or the cost to repair the lock-set if the lock or the key are damaged.


6. Loss of Belongings cover – It covers losses arising due to damage or theft of your personal belongings from the insured car as per the terms and conditions of the policy.
To get the claim settlement without any depreciation at the time of claim it is advisable to opt for Zero Depreciation cover for your Maxximo insurance which covers the depreciation done by insurers at the time of claim and can help you save a lot of amount payable to the dealer in case you raise any claims. Zero depreciation cover is available upto 5 years mostly but some insurers such as Tata AIG general insurance company and Iffco Tokio general insurance company also offer zero depreciation plans upto 7 years.