Compare & Save Upto 85%* on Ashok Leyland Dost Insurance
Ashok Leyland Dost Insurance
Types of Ashok Dost Insurance
Renew pickup insurance for Ashok Leyland Dost, bolero pickup, Mahindra Jeeto, Maruti Super Carry, Tata Xenon Yodha, Tata 207 and all other pickups upto 7.5 ton GVW in ₹15990/- for third-party private goods carrying and ₹15990/- for public goods carrying pickups.
Third Party Ashok Dost Insurance
This insurance provides coverage against losses due to third-party property damage or any injury or death to a third-party person. However, it does not cover damages to your vehicle.
Comprehensive Ashok Dost Insurance
Comprehensive insurance covers all third-party aspects and also protects your own vehicle in case of theft, accident, fire, or external damages.
How to Renew Ashok Dost Insurance Online
- Share your RC copy.
- Share your insurance copy (if not expired or NCB is valid).
- Get a quote from our executive.
- Make payment and download your Ashok Dost insurance policy.
Ashok Dost Insurance Price
Price varies from insurer to insurer depending on factors such as RTO location, manufacturing year, IDV value, driving conditions, and claim history.
| Variant | Third Party Insurance Price (₹) |
|---|---|
| Ashok Leyland Dost Private Goods Carrier | 15,990 |
| Ashok Leyland Dost Public Goods Carrier | 15,990 |
Add-On Covers for Ashok Dost Insurance Online
- Zero Depreciation Cover – This ensures full reimbursement for any damage to your vehicle without considering depreciation. It is available for up to 5 years, and some insurers extend this to 7 years.
- IMT23 Coverage – Covers items like bumper, headlights, fender, bonnet parts, tire tubes, and painting.
- Engine Protector – Provides coverage for damage to your engine and parts like the gearbox, crankshaft, and pistons due to water ingress, oil leakage, or hydrostatic lock.
- Personal Accident Cover – Provides coverage to the driver or owner, as well as conductors or cleaners, in case of an accident.
- Key Replacement Cover – Covers the cost of replacing lost, damaged, or stolen keys, as well as repairing the lock set if necessary.
- Loss of Belongings Cover – Compensates for personal belongings stolen or damaged from the insured vehicle, as per policy terms.
To get the claim settlement without any depreciation at the time of claim it is advisable to opt for Zero Depreciation cover for your Ashok Dost insurance which covers the depreciation done by insurers at the time of claim and can help you save a lot of amount payable to the dealer in case you raise any claims. Zero depreciation cover is available upto 5 years mostly but some insurers such as Tata AIG general insurance company and Iffco Tokio general insurance company also offer zero depreciation plans upto 7 years.
Ashok Dost Online Claim Procedure
If you need to register an insurance claim for your Ashok Dost vehicle, you must immediately notify the insurer of any damage or accidents via their toll-free number or email.
Steps to Register a Claim:
If you want to register an insurance claim for you Ashok Dost you should immediately inform the insurer in case of any accident or damage that has occurred to the vehicle. You can inform the insurer by reaching out to them via a toll-free number which is usually mentioned on all policy copies or you can also reach them via email. The process to register a claim for a Ashok Dost insurance is to fill the claim form which is available on all insurer websites. The following things are required to file a claim for Ashok Dost insurance –
- Provide the time and date of the incident.
- Supply the policy number for reference.
- Describe the incident in detail.
- Share the contact information of the person filing the claim.
- State the location of the accident or damage.
Documents Required:
- Filled claim form
- Vehicle registration certificate and driving license
- Fitness certificate
- Load challan
- Tax slips
- Original insurance copy (printed or digital)
- Route permit
- Aadhar card
- First Information Report (FIR) copy
Variants of Ashok Dost Covered in Insurance
- Ashok Leyland Dost
- Ashok Leyland Dost Plus
- Ashok Leyland Dost RLS
- Ashok Leyland Dost LS
Factors Determining Ashok Dost Insurance Price
Comprehensive insurance is inclusion of own damage coverage with third party coverage in a policy. So apart from GWV which is crucial to determine Ashok Dost insurance price following are the factors which determine how much price one needs to pay to buy comprehensive Ashok Dost insurance or first party Ashok Dost insurance.
The key factors affecting the cost of Ashok Dost insurance are:
- Gross Vehicle Weight (GWV) – Third-party insurance premiums are set by IRDA based on the GWV. For all vehicles up to 7.5 tons, the fixed rate is ₹15,990 plus GST.
- Insured Declared Value (IDV) – The IDV is the current market value of your vehicle and the maximum sum assured in case of theft or total loss.
- No Claim Bonus (NCB) – This is a discount on your premium for not raising claims during a policy year.
- Own Damage Discount – This covers damage caused to your vehicle by accidents, natural disasters, or external events.