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Staff Bus Insurance

It is very important to know what is not covered in your commercial/Staff bus insurance policy so that there are no surprises or confusion when you start the process of making a claim. Here is a list of some such situations:

What's Not Covered

STAFF BUS INSURANCE POLICY COVERAGE BY PARTS

Component Coverage Percentage
Glass Parts 100%
Fibre Glass Components 70%
Rubber/Nylon/Plastic Parts, Tyres, Tubes, Batteries 50%

WHY Staff BUS INSURANCE IS CRITICAL TO HAVE ALL THE TIME?

Staff Bus Insurance or Staff Bus Insurance is important in India as it provide security against any unforeseen misshapen. Also it provides assurance to any damages to vehicle as well as third party losses occurred during an accident.
Most often the Staff buses are owned by Staff itself or a person can provide a commercial bus to operate for the Staff activities only hence requiring a hired driver to drive the vehicle which makes it more important to cover the driver’s insurance as well as students and all third party losses.

Benefits of Staff Bus Insurance

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Insurance Types

Comprehensive Insurance

Offers complete protection for vehicle damage/loss and third-party protection. Highly recommended for Staff buses.

Third Party Insurance

Covers losses to other persons or property damaged by the insured vehicle during accidents.