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Car Insurance

Car Insurance Guide

A comprehensive car insurance policy, also known as motor package insurance, saves you money when your car is damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in accident. Car insurance policy covers such third party liabilities as well. If you own a car in India, having third party car insurance is a must for you. That’s why it’s crucial to buy and renew your policy on time to stay on the right side of the law and be covered against car damages. At an affordable premium, our reliable car insurance policy protects you against all these risks so that you can drive worry-free. Apart from comprehensive car insurance, third-party only and own-damage only car insurance policies are also available. You can choose the policy type as per your needs.

Diffrent Types of Car Insurance Policies

Private Car Package Policy

A comprehensive car insurance policy offers complete protection to you. It covers not only the costs incurred on damages to a third party but also the damages to your car. This policy type also covers car theft and damages caused by fire, burglary and natural disasters..

Stand-alone Own-damage Car Insurance

With our stand-alone own-damage car insurance, you are covered for any accidental damages to your car. These could be due to natural disasters like earthquake, flood, cyclone, and landslide, or due to manmade disasters like theft, burglary, riot or strike. To buy this car insurance, you should have an active third party insurance policy of the vehicle..

Third Party Car Insurance

Covers against legal liabilities arising out of an accident. If your car causes injuries to a third party or damages surrounding property.

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Benefits of Comprehensive Car Insurance

Mandatory Coverage

Third-party car insurance is mandatory as per the Motor Vehicles Act of India for all vehicles.

Avoid Traffic Fines

Save yourself from fines up to ₹2000 for driving without car insurance.

Personal Accident Coverage

Get ₹15 lakh coverage for injuries to the registered owner driver.

Cashless Garages

Access to 5100+ cashless garages network for convenient repairs.

Damage Protection

Covers damages due to accidents or natural calamities.

Theft Protection

Complete coverage if your car is stolen and cannot be recovered.