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Shriram General Commercial Vehicle Insurance:

In India’s transport and logistics sector, commercial vehicles such as trucks, buses, vans, and delivery vehicles are critical for business operations. Protecting these vehicles is not just a legal requirement but also essential for safeguarding your investment. Shriram General Commercial Vehicle Insurance offers comprehensive protection for business vehicles, ensuring that owners can operate worry-free.

Commercial Vehicle Insurance Plans#1

Plan Type

Comprehensive

Claims Settled

96%
₹ 6298buy
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
    • 3 more
Claim Benefits
  • 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
  • Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Plan Type

Third Party

Claims Settled

96%
₹ 5773buy
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

What is Shriram General Commercial Vehicle Insurance?

Shriram General Commercial Vehicle Insurance is a specialized policy designed for vehicles used for business purposes. It covers damages to your vehicle, third-party liabilities, and other risks associated with commercial use.

Key Features Include:

  • Third-Party Liability Coverage: Mandatory by law, covers damages or injuries caused to others.
  • Own Damage Cover: Protects your commercial vehicle against accidents, fire, theft, and natural disasters.
  • Optional Add-Ons: Bumper-to-bumper coverage, transit insurance, roadside assistance, and workmen compensation.
  • Digital Access: Policy purchase, renewal, and claim tracking are available online at Shriram General Insurance Online.

Types of Commercial Vehicles Covered

Shriram General Insurance provides coverage for a wide range of commercial vehicles:

  • Trucks & Lorries: Light, medium, and heavy-duty cargo vehicles.
  • Buses & Passenger Vehicles: School buses, mini buses, and private buses.
  • Vans & Delivery Vehicles: Vehicles used for logistics and courier services.
  • Three-Wheelers & Autorickshaws: Vehicles used for commercial transport.

Benefits of Shriram General Commercial Vehicle Insurance

Choosing Shriram General Insurance for commercial vehicles comes with several benefits:

  1. Comprehensive Protection: Against accidents, fire, theft, and natural disasters.
  2. Third-Party Liability: Ensures compliance with motor vehicle regulations.
  3. Digital Policy Management: Easy online purchase, renewal, and document download at shriramgi.com.
  4. Flexible Add-Ons: Options like zero depreciation cover, roadside assistance, and transit insurance.
  5. Fast Claim Settlement: Efficient claim process to minimize business disruption.
  6. Nationwide Support: Extensive branch network and online support across India.

How to Buy and Renew Online

Shriram General Insurance allows hassle-free online purchase and renewal of commercial vehicle insurance:

  • Purchase Online: Select your vehicle type, coverage plan, and optional add-ons, then pay online.
  • Renewal Online: Avoid lapses in coverage and maintain continuous protection.
  • Policy Download: Download insurance documents instantly from the official portal.
  • Manage Policy: Track claims, renewals, and updates digitally.

Tip: Always renew your commercial vehicle insurance before the expiry date to prevent penalties and ensure uninterrupted coverage.

Popular Add-Ons for Enhanced Coverage

Shriram General Insurance offers several optional add-ons to enhance protection:

  • Bumper-to-Bumper Insurance: Covers almost all vehicle components.
  • Transit Insurance: Protects goods being transported.
  • Workmen Compensation: Covers drivers and staff on duty.
  • Zero Depreciation Cover: Full claim without depreciation deduction.
  • Roadside Assistance: Emergency help in case of breakdowns.

Why Choose Shriram General Insurance?

Shriram General Insurance is a trusted name in India’s insurance sector, offering products that include:

  • Commercial Vehicle Insurance for trucks, buses, vans, and autorickshaws.
  • Motor Insurance including car, two-wheeler, and fleet insurance.
  • Health Insurance such as Shriram General Health Insurance.
  • Travel Insurance including domestic and international travel plans.

The company is known for quick claim settlements, easy online management, and excellent customer service.

Conclusion

For business owners, protecting commercial vehicles is critical. Shriram General Commercial Vehicle Insurance ensures your vehicles are safe against accidents, theft, fire, and third-party liabilities. With easy online purchase, flexible add-ons, and a trusted insurance provider, Shriram General Insurance is the ideal choice to secure your commercial fleet and run your business with peace of mind.

Protect your vehicles, safeguard your business, and drive with confidence with Shriram General Commercial Vehicle Insurance.

What is comprehensive and third-party policy in terms of commercial vehicle?

In commercial vehicle insurance a third-party insurance covers any damage to a third party that is except your vehicle, and the driver. On the other hand, a comprehensive policy covers the insured vehicle itself (including damage or loss due to accidents, fire, theft, natural events, etc.) as well as third-party liabilities.

What is a passenger carrying vehicle?

A passenger carrying vehicle is a commercial vehicle which charges passengers for the privilege of driving them - often in the form of buses or coaches. Examples are buses, vans, taxis and the like.

What is meant by Goods carriage vehicle?

A goods vehicle is a commercial road vehicle used for transporting goods. These may include trucks, lorries, pick-up vans, tempos and so forth.

What is a miscellaneous and special vehicle type?

Vehicles, which can not be easily placed into the groups of "passenger taking" or "goods taking" vehicles are classified as miscellaneous and special vehicles. Considering a case of the same, such vehicles may comprise ambulances, cinema vans, special purpose vehicles (SPVs), construction site vehicles and/or similar types.

My commercial truck has been in an accident, what should I do?

If your commercial vehicle gets into an accident:

  1. Engine off (if safe) and make sure all persons are well guarded.
  2. Assess for injuries and call medical help if required.
  3. Photograph/videotape the accident scene: vehicle damage, road conditions, skid marks, etc.
  4. Inform the police (Log an FIR if necessary – in particular where there is injury to a third-party or damage to property).
  5. Contact your insurance company promptly (you may only have 24-72 hours to report) and go through their claim procedure.
  6. Have all relevant documents in place: Vehicle registration, policy papers, driving licence, FIR/incident report and photos.
How to get the mobile van repaired in case of damage for my commercial vehicle?

You can have the vehicle serviced at a workshop at any of your insurer’s authorised or network garages (which typically tie-up for cashless claims). If the car is not drivable, have it towed in accordance with your policy. It is a good idea to check with your auto insurer before you start major repairs, to prevent the denial of a claim.

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