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Reliance General Commercial Vehicle Insurance
In the fast-growing Indian transport and logistics sector, ensuring the safety of your commercial vehicle is not just mandatory—it’s essential for the sustainability of your business. Reliance General Commercial Vehicle Insurance offers comprehensive coverage for trucks, buses, vans, and other commercial vehicles, protecting both your assets and business operations.
Commercial Vehicle Insurance Plans#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
- Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.
Plan Type
Comprehensive
Claims Settled
99.7%
₹ 6488
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- Spot Claims Upto Rs. 3,00,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 3,00,000. Once your car is repaired, share the final bill with your insurer.
- 60% Advance PaymentInsurer offers up to 60% advance payment (excluding GST), for losses exceeding 3 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6501
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Plan Type
Comprehensive
Claims Settled
99%
₹ 6524
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Plan Type
Comprehensive
Claims Settled
95%
₹ 6545
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Plan Type
Comprehensive
Claims Settled
96%
₹ 6566
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Plan Type
Comprehensive
Claims Settled
98%
₹ 6573
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- 6-Month Repair Warranty6-month warranty on repairs at Reliance preferred garages.
- Free Pick-up & DropFree pick-up & drop for all repairs at Reliance preferred garages.
- Zero Paper ClaimsAll documents -- car invoice, claim form, RC, and driving license -- can be shared online for any claim amount.
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in Read more
Plan Type
Third Party
Claims Settled
93%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
96%
₹ 5773
Plan Type
Third Party
Claims Settled
99%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in Read more
What is Reliance General Commercial Vehicle Insurance?
Reliance General Commercial Vehicle Insurance is specifically designed for vehicles used for business purposes. Whether you own a fleet of trucks, operate a delivery van, or run a school bus service, this insurance ensures your vehicle and cargo are protected against unexpected risks.
Key Benefits:
- Coverage for third-party liabilities (mandatory under the Motor Vehicles Act)
- Protection against own damage due to accidents, fire, natural disasters, or theft
- Optional add-ons like bumper-to-bumper coverage, roadside assistance, and transit insurance
- Easy claim settlement through online portals and branch offices
Types of Commercial Vehicles Covered
Reliance General Insurance provides coverage for a variety of commercial vehicles:
- Trucks & Lorries – Small, medium, and heavy-duty trucks
- Buses – Passenger buses, school buses, and mini buses
- Delivery Vans & Cargo Vehicles – Ensuring goods in transit are fully protected
- Three-Wheelers & Auto Rickshaws – Used for commercial purposes
No matter the vehicle type, Reliance General Insurance Commercial Vehicle Insurance offers tailored solutions for your business needs.
Benefits of Choosing Reliance General Commercial Vehicle Insurance
Choosing Reliance General Insurance comes with multiple advantages:
- Comprehensive Coverage: Protects against accidents, theft, fire, and natural disasters
- Third-Party Liability: Covers damage or injury to third parties
- Online Policy & Renewal: Manage policies via Reliance General Insurance Online Portal
- Flexible Add-ons: Options include workmen compensation policy, transit insurance, and bumper-to-bumper insurance
- Fast Claim Settlement: Quick and hassle-free claims
- Nationwide Support: Extensive network for policy assistance
Online Policy Purchase & Renewal
Reliance General Insurance Online makes policy management simple and convenient:
- Buy Commercial Vehicle Insurance Online: Compare plans, choose coverage, and pay premiums securely
- Renewal Online: Seamlessly renew policies through www.reliancegeneral.co.in or mobile app
- Policy Download: Instant access to your policy document
- Policy Management: Track renewals, claims, and add-ons digitally
Pro Tip: Always renew your commercial vehicle insurance before expiry to avoid penalties and ensure continuous protection.
Popular Add-Ons and Optional Covers
Reliance General Insurance offers a variety of optional add-ons to enhance protection:
- Bumper-to-Bumper Insurance: Full coverage for all vehicle parts
- Transit Insurance: Protection for goods being transported
- Workmen Compensation Policy: Covers drivers and employees on duty
- Zero Depreciation Cover: Full claim without depreciation deductions
- Roadside Assistance: Emergency help during vehicle breakdowns
Why Choose Reliance General Insurance for Commercial Vehicles?
Reliance General Insurance, a trusted name in India’s insurance sector, offers:
- Extensive range of commercial vehicle insurance, motor insurance, health insurance, and travel insurance
- Reliable customer support and fast claim settlements
- Flexible online and offline options for policy purchase, renewal, and management
- Innovative digital solutions including Reliance Digital Insurance and Reliance Digital Car Insurance
Whether you manage a single vehicle or a large fleet, Reliance General Commercial Vehicle Insurance ensures smooth, uninterrupted business operations.
Conclusion
Securing your commercial vehicle is crucial for business continuity. Reliance General Commercial Vehicle Insurance provides comprehensive protection against accidents, theft, fire, and third-party liabilities.
With flexible coverage options, easy online purchase and renewal, and trusted customer service, Reliance General Insurance is the ideal partner for your commercial vehicle needs.
Protect your vehicles, safeguard your business, and drive with confidence with Reliance General Commercial Vehicle Insurance.
What is comprehensive and third-party policy in terms of commercial vehicle?
In commercial vehicle insurance a third-party insurance covers any damage to a third party that is except your vehicle, and the driver. On the other hand, a comprehensive policy covers the insured vehicle itself (including damage or loss due to accidents, fire, theft, natural events, etc.) as well as third-party liabilities.
What is a passenger carrying vehicle?
A passenger carrying vehicle is a commercial vehicle which charges passengers for the privilege of driving them - often in the form of buses or coaches. Examples are buses, vans, taxis and the like.
What is meant by Goods carriage vehicle?
A goods vehicle is a commercial road vehicle used for transporting goods. These may include trucks, lorries, pick-up vans, tempos and so forth.
What is a miscellaneous and special vehicle type?
Vehicles, which can not be easily placed into the groups of "passenger taking" or "goods taking" vehicles are classified as miscellaneous and special vehicles. Considering a case of the same, such vehicles may comprise ambulances, cinema vans, special purpose vehicles (SPVs), construction site vehicles and/or similar types.
My commercial truck has been in an accident, what should I do?
If your commercial vehicle gets into an accident:
- Engine off (if safe) and make sure all persons are well guarded.
- Assess for injuries and call medical help if required.
- Photograph/videotape the accident scene: vehicle damage, road conditions, skid marks, etc.
- Inform the police (Log an FIR if necessary – in particular where there is injury to a third-party or damage to property).
- Contact your insurance company promptly (you may only have 24-72 hours to report) and go through their claim procedure.
- Have all relevant documents in place: Vehicle registration, policy papers, driving licence, FIR/incident report and photos.
How to get the mobile van repaired in case of damage for my commercial vehicle?
You can have the vehicle serviced at a workshop at any of your insurer’s authorised or network garages (which typically tie-up for cashless claims). If the car is not drivable, have it towed in accordance with your policy. It is a good idea to check with your auto insurer before you start major repairs, to prevent the denial of a claim.
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