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Maruti Omni Van Insurance
The Maruti Omni Van is a trusted choice for 8 seater passenger transport, commonly used for school vans, office staff movement, tour services, cargo supply, and small commercial operations. Whether it is a mini van, four wheeler car, or cargo vehicle, the Omni has remained a popular choice in India.
Available in petrol and CNG options, including old and new models (BS / Euro compliant variants), the Omni has been widely searched for its price, kimat, rate, and latest model list on platforms like OLX, Maruti TRUE Value, and other auto website portals. Even today, many buyers check second hand or used Omni van sale listings before booking.
To operate this vehicle legally and protect your business from unexpected risks, having a valid Maruti Omni Van insurance policy is absolutely essential.
Commercial vehicle insurance is not just a safety measure—it is a legal necessity. As per the Motor Vehicles Act in India, every commercial vehicle must carry at least third-party insurance. Without valid insurance, driving an Omni van can lead to heavy fines, penalties, or even vehicle seizure.
Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6501
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
99%
₹ 6524
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6545
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
96%
₹ 6566
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
98%
₹ 6573
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Plan Type
Third Party
Claims Settled
93%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
96%
₹ 5773
Plan Type
Third Party
Claims Settled
99%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Maruti Omni Van & Related Models – Insurance Price List
Maruti Omni Van has been one of India’s most trusted commercial vans, widely used for goods delivery, school vans, ambulance conversions, catering services, and small business transport. Due to its commercial usage and frequent city operations, having proper insurance is essential for financial security and legal compliance.
Maruti Omni Van Insurance Approximate Price List (India)
Model: Maruti Omni Cargo
Approx. 1st Year Premium: ₹11,500 – ₹15,500
Renewal (with NCB): ₹7,000 – ₹11,000
Model: Maruti Omni Passenger (Commercial)
Approx. 1st Year Premium: ₹12,500 – ₹17,500
Renewal (with NCB): ₹8,000 – ₹12,500
Model: Maruti Omni Ambulance / Special Purpose
Approx. 1st Year Premium: ₹13,500 – ₹20,000
Renewal (with NCB): ₹9,000 – ₹15,000
Model: Maruti Omni CNG
Approx. 1st Year Premium: ₹13,000 – ₹18,000
Renewal (with NCB): ₹8,500 – ₹13,000
Model: Related Vans / Mini Commercial Vehicles
Approx. 1st Year Premium: ₹12,000 – ₹28,000
Renewal (with NCB): ₹8,000 – ₹21,000
Note: Final premium depends on IDV, city, seating capacity, fuel type, vehicle age, usage type, NCB, add-ons, and insurer.
What Is the Main Reason for Maruti Omni Van Insurance?
The primary reason to buy Maruti Omni Van insurance is:
To protect your vehicle, passengers or goods, driver, and business income from financial loss caused by accidents, theft, legal liabilities, and natural calamities.
Since Omni Vans are often used for commercial transport and passenger services, even a minor accident can result in high repair cost, legal claims, and business downtime without proper third party or comprehensive insurance.
Types of Maruti Omni Van Insurance Policies Available
Third-Party Liability Insurance
- Mandatory as per Indian law
- Covers injury, death, or property damage to third parties
- Does not cover damage to your own Omni Van
Comprehensive Insurance (Recommended)
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, floods, earthquakes, riots
- Best choice for commercial Omni Van owners
Standalone Own-Damage Insurance
- Covers damage to your Maruti Omni Van only
- Requires an active third-party insurance policy
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation Cover
- Engine & Gearbox Protection
- Roadside Assistance
- Consumables Cover
- Passenger / Driver Liability Cover
- Return to Invoice
Add-ons slightly increase premium but significantly reduce claim-time expenses.
Maruti Omni Van Insurance Price – Premium & Cost Factors
Key Factors Affecting Insurance Cost
- IDV (Insured Declared Value)
- City / RTO Zone
- Vehicle Age & Fuel Type (Petrol / CNG)
- Seating Capacity & Commercial Usage Type
- No Claim Bonus (NCB) – Up to 50% discount
- Policy Coverage & Add-ons Selected
- Claim History / Driver Profile
Insurance price, kimat, and rate on road depend on whether the vehicle is new, old, modified body type
Why Buy Maruti Omni Van Insurance Online from PolicyLegit?
Instant Premium Comparison
Compare plans from leading insurers in minutes.
Affordable Pricing
Online insurance often comes with lower premiums.
Customised Coverage
Choose add-ons based on cargo or passenger usage.
Renewal Alerts
Avoid policy lapse and NCB loss.
100% Digital & Paperless
Instant policy issuance with secure payments.
Dedicated Claim Support
End-to-end assistance during claim settlement.
Maruti Omni Van Insurance Renewal – Simple Online Process
Renew your Maruti Omni Van insurance in 5 simple steps:
- Enter your vehicle number
- Compare renewal quotes instantly
- Select coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection delays, penalties, and NCB loss.
Secure Your Maruti Omni Van Today
Your 8 seater Omni van is more than just a vehicle—it’s a source of daily income.
Protect it with the right insurance plan from PolicyLegit and drive your business with confidence.
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
- Trucks
- Vans
- Trailers
- Buses
- Taxies
- Coaches
- Carriers
- Shovels
- Tractors
- Cranes
- Mobile rigs
- Bulldozers
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Maruti Omni Van Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
Is Maruti Omni Van insurance mandatory in India?
Yes. As per the Motor Vehicles Act, at least third-party insurance is mandatory for all Maruti Omni vans used for commercial purposes in India.
What is the insurance price for Maruti Omni Van?
Maruti Omni Van insurance price generally ranges from ₹11,500 to ₹20,000 for the first year depending on model, city, IDV, and coverage.
Which Maruti Omni variants are covered under insurance?
All variants are covered including Maruti Omni Cargo, Passenger (Commercial), CNG, Ambulance, and other special-purpose Omni vans.
Which insurance policy is best for Maruti Omni Van?
A comprehensive insurance policy is recommended as it covers third-party liability along with own vehicle damage, theft, and natural calamities.
Does Maruti Omni Van insurance cover passengers?
Yes, ambulance and special-purpose Maruti Omni vans are insured under commercial vehicle insurance with proper usage declaration.
How can I reduce Maruti Omni Van insurance premium?
You can reduce premium by maintaining No Claim Bonus, choosing correct IDV, renewing on time, and selecting only necessary add-ons.
