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Mahindra Truck Insurance
Mahindra Truck Insurance is a specialised commercial vehicle insurance solution designed to protect Mahindra trucks, pickups, mini trucks, maxi trucks, and heavy-duty goods carriers used for business operations. Whether you operate a Mahindra Jeeto, Bolero Pickup 1.5 BS6, Supro Maxi Truck, Maxximo, Furio 7, or a 6-wheeler commercial gadi, the right insurance policy safeguards your vehicle, driver, cargo, and daily income.
From small loading vehicles to large transport lorries, Mahindra commercial vehicle insurance covers risks involved in logistics, cargo transportation, construction, mining, food supply chains, cold storage vehicles, dumpers, and trailers.
Mahindra Truck Insurance Plans#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
What is Commercial Vehicle Insurance?
A Commercial Vehicle Insurance is a motor insurance policy to cover for damage and loss caused to and by a commercial vehicle. Owner of the vehicle and driver who drives the vehicle. This could include damage and losses in situations as accident, collisions, fires, theft, natural calamities, etc. it is mainly for all type of business to buy a commercial vehicle insurance for their vehicles, such as for auto rickshaws, cabs, pickups, trucks, tractors, school buses, commercial vans, jcb, harvester and amongst other.
Mahindra Truck & Related Models – Insurance Price List
Mahindra trucks are widely used in logistics, urban goods transport, construction, and industrial applications. Known for durability, efficiency, and versatility, Mahindra trucks require proper insurance to safeguard vehicles, drivers, cargo, and business operations from financial risks.
Mahindra Truck Insurance – Approximate Price List (India)
Mahindra Blazo / Furio (LCV / ICV)
1st Year Premium: ₹25,000 – ₹45,000
Renewal (with NCB): ₹16,000 – ₹35,000
Mahindra Furio 9 / 11 Ton
1st Year Premium: ₹35,000 – ₹60,000
Renewal (with NCB): ₹22,000 – ₹45,000
Mahindra Blazo M / HCV (16–25 Ton)
1st Year Premium: ₹55,000 – ₹1,00,000
Renewal (with NCB): ₹38,000 – ₹70,000
Mahindra Tippers / Multi-Axle Trucks
1st Year Premium: ₹65,000 – ₹1,50,000
Renewal (with NCB): ₹45,000 – ₹1,10,000
Related Trucks / Construction Vehicles
1st Year Premium: ₹40,000 – ₹2,00,000
Renewal (with NCB): ₹28,000 – ₹1,50,000
Note: Final premium depends on GVW, IDV, city, route type, vehicle age, add-ons, NCB, and insurer selection.
What Is the Main Reason for Mahindra Truck Insurance?
The primary reason to buy Mahindra Truck insurance is:
To protect your commercial truck, cargo, driver, and business operations from accidents, theft, third-party liabilities, legal penalties, and natural disasters.
Given that Mahindra trucks operate long hours on highways, industrial sites, and urban routes, even minor incidents can result in high repair costs, cargo loss, and business downtime without insurance.
Types of Mahindra Truck Insurance Policies Available
Third-Party Liability Insurance
- Mandatory under Motor Vehicles Act
- Covers injury, death, or property damage to third parties
- Does not cover own truck damage
Comprehensive Insurance (Highly Recommended)
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, floods, landslides, riots
- Best choice for logistics, freight, and construction trucks
Standalone Own-Damage Insurance
- Covers only damage to your Mahindra truck
- Requires an active third-party insurance policy
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation (for newer trucks)
- Engine & Gearbox Protection
- Roadside Assistance
- Consumables Cover
- IMT 23 / IMT 47
- Return to Invoice
- Driver & Cleaner Personal Accident Cover
Add-ons slightly increase premium but significantly reduce claim-time expenses.
Mahindra Truck Insurance Price – Premium & Cost Factors
Key Factors Affecting Insurance Cost
- GVW (Gross Vehicle Weight)
- IDV (Insured Declared Value)
- City / RTO Zone & Route Type
- Vehicle Age & Model
- No Claim Bonus (NCB) – Up to 50% discount
- Commercial Usage Type (Goods / Tipper / Trailer / Long-Haul)
- Policy Coverage & Add-ons Selected
- Claim History & Driver Profile
Why Buy Mahindra Truck Insurance Online from PolicyLegit?
Instant Quote Comparison
Compare premiums from top commercial insurers instantly.
Affordable Pricing
Online purchase eliminates extra agent commissions.
Customised Coverage
Add add-ons based on route, cargo, and truck type.
Renewal Alerts
Avoid policy lapse and NCB loss.
100% Digital & Paperless
Instant policy issuance with secure payment.
Dedicated Claim Support
End-to-end assistance for faster claim settlement.
Mahindra Truck Insurance Renewal – Simple Online Process
Renew your Mahindra Truck insurance in 5 simple steps:
- Enter your vehicle number
- Compare renewal quotes instantly
- Select coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection delays, penalties, and NCB loss.
Your truck, pickup, dumper, or cargo vehicle is not just a machine — it’s your livelihood.
Insure it today with PolicyLegit and drive your business with confidence.
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
- Trucks
- Vans
- Trailers
- Buses
- Taxies
- Coaches
- Carriers
- Shovels
- Tractors
- Cranes
- Mobile rigs
- Bulldozers
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Mahindra Truck Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
What is comprehensive and third-party policy in terms of commercial vehicle?
In commercial vehicle insurance a third-party insurance covers any damage to a third party that is except your vehicle, and the driver. On the other hand, a comprehensive policy covers the insured vehicle itself (including damage or loss due to accidents, fire, theft, natural events, etc.) as well as third-party liabilities.
What is a passenger carrying vehicle?
A passenger carrying vehicle is a commercial vehicle which charges passengers for the privilege of driving them - often in the form of buses or coaches. Examples are buses, vans, taxis and the like.
What is meant by Goods carriage vehicle?
A goods vehicle is a commercial road vehicle used for transporting goods. These may include trucks, lorries, pick-up vans, tempos and so forth.
What is a miscellaneous and special vehicle type?
Vehicles, which can not be easily placed into the groups of "passenger taking" or "goods taking" vehicles are classified as miscellaneous and special vehicles. Considering a case of the same, such vehicles may comprise ambulances, cinema vans, special purpose vehicles (SPVs), construction site vehicles and/or similar types.
My commercial truck has been in an accident, what should I do?
If your commercial vehicle gets into an accident:
- Engine off (if safe) and make sure all persons are well guarded.
- Assess for injuries and call medical help if required.
- Photograph/videotape the accident scene: vehicle damage, road conditions, skid marks, etc.
- Inform the police (Log an FIR if necessary – in particular where there is injury to a third-party or damage to property).
- Contact your insurance company promptly (you may only have 24-72 hours to report) and go through their claim procedure.
- Have all relevant documents in place: Vehicle registration, policy papers, driving licence, FIR/incident report and photos.
How to get the mobile van repaired in case of damage for my commercial vehicle?
You can have the vehicle serviced at a workshop at any of your insurer’s authorised or network garages (which typically tie-up for cashless claims). If the car is not drivable, have it towed in accordance with your policy. It is a good idea to check with your auto insurer before you start major repairs, to prevent the denial of a claim.
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