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Ashok Leyland Truck Insurance
Ashok Leyland Truck Insurance is specially designed for commercial vehicles used for goods delivery, cargo loading, passenger transport, and heavy-duty business operations. This truck insurance solution covers every type of commercial vehicle, including mini trucks, heavy trucks, lorries, tankers, buses, pickups, and goods carrier vehicles.
As a leading truck company, Ashok Leyland offers a wide commercial vehicle list across LCV, ICV trucks, medium truck, heavy commercial vehicle, and heavy truck segments. Whether you own a chhota dost, chota truck, mini lorry, 3 ton pickup, goods vehicle, delivery van, cargo van, load carrier, or 10 ton passing truck, the right insurance ensures business protection.
From Bada Dost, Bada Hathi, Bada Dost Plus, Bada Dost I2, I3 LS, I4 LX, I4 LS, I4 Limited Edition, Bada Dost BS6, Bada Dost CNG, Bada Dost Electric, and Bada Dost Passenger Van, to large multi-axle trucks like 1618 LTD, 3718 BS IV LTD, 3518 for sale, 3118 price 2022, 16 wheeler hyva price, 24 wheeler truck price, proper truck insurance is essential for legal compliance and financial security.
Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
â‚ą 6501
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
99%
â‚ą 6524
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
â‚ą 6545
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
96%
â‚ą 6566
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
98%
â‚ą 6573
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Plan Type
Third Party
Claims Settled
93%
â‚ą 5773
Plan Type
Third Party
Claims Settled
95%
â‚ą 5773
Plan Type
Third Party
Claims Settled
98%
â‚ą 5773
Plan Type
Third Party
Claims Settled
98%
â‚ą 5773
Plan Type
Third Party
Claims Settled
96%
â‚ą 5773
Plan Type
Third Party
Claims Settled
99%
â‚ą 5773
Plan Type
Third Party
Claims Settled
95%
â‚ą 5773
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Ashok Leyland Truck & Related Models – Insurance Price List
Ashok Leyland trucks are among India’s most trusted medium and heavy commercial vehicles, widely used for logistics, construction, mining, long-haul freight, and industrial transport. Given their continuous commercial usage and high asset value, Ashok Leyland truck insurance is essential to protect the vehicle, driver, cargo, and business income.
Whether you are checking mini truck price list, commercial vehicle price list, lorry price, goods vehicle price, mini truck on road price, Bada Dost price 2022, Bada Dost price on road, 12 wheeler lorry price, 18 wheeler truck price, 30 ton truck price, truck 16 tyre price, or truck price 8 wheeler, protecting that investment with the right insurance is equally important.
Ashok Leyland Truck Insurance – Approximate Price List (India)
Ashok Leyland Dost / Partner (LCV)
1st Year Premium: ₹18,000 – ₹28,000
Renewal (with NCB): ₹12,000 – ₹20,000
(Covers Dost LS insurance price, Dost Lite price, Dost I4 LX, Dost AC model, Dost CNG mini truck, Dost passenger van price on road variants.)
Ashok Leyland Ecomet / Boss (ICV)
1st Year Premium: ₹28,000 – ₹48,000
Renewal (with NCB): ₹18,000 – ₹35,000
(Related searches include new ecomet, ecomet lorry, ICV trucks, 12 ton passing price, 14 tyre lorry price, 18 ton truck price.)
Ashok Leyland 1618 / 1920
1st Year Premium: ₹35,000 – ₹65,000
Renewal (with NCB): ₹22,000 – ₹48,000
(Common searches: 1618 LTD price, second hand 1616, second hand 1618 BS4 tipper price, 12m bus chassis price, 20 seater mini bus price.)
Ashok Leyland 2518 / 2820
1st Year Premium: ₹45,000 – ₹85,000
Renewal (with NCB): ₹30,000 – ₹65,000
(Related to 16 wheeler truck price 2022, 18 tyre truck price, 20 ton truck price, 22 tyre truck price, truck 18 wheeler price, heavy vehicle insurance needs.)
Ashok Leyland Tippers / Multi-Axle Trucks
1st Year Premium: ₹55,000 – ₹1,50,000+
Renewal (with NCB): ₹38,000 – ₹1,10,000
(Includes 10 tyre tipper second hand, tipper 6 wheeler second hand, 3 unit tipper price, used tipper, second hand tipper, used trucks 3718, 14 wheeler truck second hand.)
Note: Final premium depends on GVW, IDV, city, route type, vehicle age, add-ons, NCB, and insurer selection. Insurance cost varies for BS4 price trucks, BS6 Bada Dost, CNG truck price, LNG truck, electric truck, electric commercial vehicles, and refrigerated cargo truck price segments.
What Is the Main Reason for Ashok Leyland Truck Insurance?
The primary reason to buy Ashok Leyland truck insurance is:
To safeguard your commercial vehicle, goods carrier, load vehicle, driver, cargo truck price investment, and business operations from accidents, theft, third-party liabilities, legal penalties, and natural disasters.
Whether it is a mini commercial vehicle, light vehicle, medium truck, heavy truck, 10 wheel lorry, 12 tyre lorry, 14 wheeler truck price 2022 model, or new launch mini truck, repair and downtime costs can severely impact your business without insurance.
Types of Ashok Leyland Truck Insurance Policies Available
Third-Party Liability Insurance
- Mandatory under the Motor Vehicles Act
- Covers injury, death, or property damage to third parties
- Does not cover own truck damage
Comprehensive Insurance (Highly Recommended)
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, floods, earthquakes, riots
- Best option for logistics, construction, and freight trucks
Standalone Own-Damage Insurance
- Covers damage to your Ashok Leyland truck only
- Requires an active third-party insurance policy
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation (for newer trucks)
- Engine & Gearbox Protection
- Roadside Assistance
- Consumables Cover
- IMT 23 / IMT 47
- Return to Invoice
- Driver & Cleaner Personal Accident Cover
Add-ons help reduce out-of-pocket expenses for truck gearbox price repairs, lorry tyre price replacements, and heavy truck maintenance costs.
Ashok Leyland Truck Insurance Price – Premium & Cost Factors
Key Factors Affecting Insurance Cost
- GVW (Gross Vehicle Weight)
- IDV (Insured Declared Value)
- City / RTO Zone & Route Type
- Vehicle Age & Model
- No Claim Bonus (NCB) – Up to 50% discount
- Commercial Usage Type (Goods / Tipper / Trailer)
- Policy Coverage & Add-ons
- Claim History & Driver Profile
Why Buy Ashok Leyland Truck Insurance Online from PolicyLegit?
Instant Quote Comparison
Compare premiums from top commercial insurers instantly.
Competitive Pricing
Online buying reduces extra agent commissions.
Customised Coverage
Choose add-ons based on route conditions and cargo type.
Renewal Alerts
Avoid policy lapse and loss of NCB benefits.
100% Digital & Paperless
Instant policy issuance with secure payment.
Dedicated Claim Support
End-to-end assistance for faster claim settlement.
Ashok Leyland Truck Insurance Renewal – Simple Online Process
Renew your Ashok Leyland truck insurance in 5 easy steps:
- Enter your vehicle number
- Compare renewal quotes instantly
- Select coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection delays, penalties, and NCB loss.
Buy, Renew & Compare Ashok Leyland Truck Insurance Online at PolicyLegit.com
Get the right coverage for:
Bada Dost, Chhota Dost, Big Dost
Mini trucks & LCV vehicles
Heavy commercial vehicle & ICV trucks
Goods carrier & cargo trucks
Passenger buses & mini bus 12 seater
Tippers, trailers & tanker lorries
New launch trucks & used trucks for sale
Protect your business with the right truck insurance — quick, simple, and reliable.
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
- Trucks
- Vans
- Trailers
- Buses
- Taxies
- Coaches
- Carriers
- Shovels
- Tractors
- Cranes
- Mobile rigs
- Bulldozers
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Ashok Leyland Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
What is comprehensive and third-party policy in terms of commercial vehicle?
In commercial vehicle insurance a third-party insurance covers any damage to a third party that is except your vehicle, and the driver. On the other hand, a comprehensive policy covers the insured vehicle itself (including damage or loss due to accidents, fire, theft, natural events, etc.) as well as third-party liabilities.
What is a passenger carrying vehicle?
A passenger carrying vehicle is a commercial vehicle which charges passengers for the privilege of driving them - often in the form of buses or coaches. Examples are buses, vans, taxis and the like.
What is meant by Goods carriage vehicle?
A goods vehicle is a commercial road vehicle used for transporting goods. These may include trucks, lorries, pick-up vans, tempos and so forth.
What is a miscellaneous and special vehicle type?
Vehicles, which can not be easily placed into the groups of "passenger taking" or "goods taking" vehicles are classified as miscellaneous and special vehicles. Considering a case of the same, such vehicles may comprise ambulances, cinema vans, special purpose vehicles (SPVs), construction site vehicles and/or similar types.
My commercial truck has been in an accident, what should I do?
If your commercial vehicle gets into an accident:
- Engine off (if safe) and make sure all persons are well guarded.
- Assess for injuries and call medical help if required.
- Photograph/videotape the accident scene: vehicle damage, road conditions, skid marks, etc.
- Inform the police (Log an FIR if necessary – in particular where there is injury to a third-party or damage to property).
- Contact your insurance company promptly (you may only have 24-72 hours to report) and go through their claim procedure.
- Have all relevant documents in place: Vehicle registration, policy papers, driving licence, FIR/incident report and photos.
How to get the mobile van repaired in case of damage for my commercial vehicle?
You can have the vehicle serviced at a workshop at any of your insurer’s authorised or network garages (which typically tie-up for cashless claims). If the car is not drivable, have it towed in accordance with your policy. It is a good idea to check with your auto insurer before you start major repairs, to prevent the denial of a claim.
