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Ashok Leyland Dost Insurance
Ashok Leyland Dost is a popular light commercial vehicle, and the word Dost means “friend” in English — perfectly reflecting its reliability for daily business use. Whether it is used as a pickup, tempo, container, or luggage carrier, this vehicle has become a trusted partner for small and big businesses alike.
Powered by a 3-cylinder, turbo-charged common rail diesel engine with strong HP output, the Ashok Leyland Dost Mini / Bada Chhota pickup is known for efficiency, durability, and low running cost. Available in multiple variants including i1 / i2, i3 / i4, i4LS / i4LX, and compliant with BS3, BS4, and BS6 norms, the new and used models continue to dominate the small CV segment. Some buyers even compare 4x4 / 4 4 utility applications in rural conditions.
You can easily buy Ashok Leyland Dost insurance online at PolicyLegit.com. Simply share your RC copy and previous insurance details (if not expired), and our team will help you get the best insurance amount, competitive rate, and lowest premium — with complete transparency and no hidden charges. You can also check price, kimat, road cost, and insurance list today before purchase.
Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6501
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
99%
₹ 6524
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6545
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
96%
₹ 6566
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
98%
₹ 6573
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Plan Type
Third Party
Claims Settled
93%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
96%
₹ 5773
Plan Type
Third Party
Claims Settled
99%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Ashok Leyland Dost & Related Models – Insurance Price List
Ashok Leyland Dost is a reliable and high-performing small commercial vehicle (SCV), widely used for last-mile delivery, intra-city logistics, FMCG distribution, and small business transport. Given its daily commercial usage and load-carrying role, proper insurance is essential to protect income and ensure uninterrupted operations.
Ashok Leyland Dost Insurance – Approximate Price List (India)
Ashok Leyland Dost LS
1st Year Premium: ₹12,000 – ₹16,000
Renewal (with NCB): ₹7,500 – ₹11,000
Ashok Leyland Dost LX
1st Year Premium: ₹13,000 – ₹17,500
Renewal (with NCB): ₹8,500 – ₹12,500
Ashok Leyland Dost Plus
1st Year Premium: ₹14,000 – ₹19,000
Renewal (with NCB): ₹9,000 – ₹13,500
Ashok Leyland Dost Strong
1st Year Premium: ₹15,000 – ₹21,000
Renewal (with NCB): ₹10,000 – ₹15,000
Related SCVs / Mini Trucks
1st Year Premium: ₹12,000 – ₹26,000
Renewal (with NCB): ₹8,000 – ₹18,000
Note: Final premium depends on IDV, city, vehicle age, fuel type, usage pattern, NCB, add-ons, and insurer. Insurance price list and cost rate may vary based on showroom location and vehicle condition.
What Is the Main Reason for Ashok Leyland Dost Insurance?
The primary reason to buy Ashok Leyland Dost insurance is:
To financially protect your vehicle, daily business income, driver, and third parties from losses due to accidents, theft, legal liabilities, and natural calamities.
Since Dost vehicles are used for high-frequency goods transport, uninsured damages can quickly disrupt business operations.
Types of Ashok Leyland Dost Insurance Policies Available
Third-Party Liability Insurance
- Mandatory under Indian law
- Covers injury, death, or property damage to third parties
- Does not cover damage to your own vehicle
Comprehensive Insurance (Recommended)
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, floods, earthquakes, riots
- Best option for Ashok Leyland Dost owners
Standalone Own-Damage Insurance
- Covers only damage to your Ashok Leyland Dost
- Requires an active third-party policy
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation Cover
- Engine & Gearbox Protection
- Roadside Assistance
- Consumables Cover
- Passenger / Driver Liability Cover
- Return to Invoice
Add-ons slightly increase premium but significantly reduce claim-time expenses. For complete protection, many owners prefer combining third party + first party insurance cover.
Ashok Leyland Dost Insurance Price – Premium & Cost Factors
Key Factors Affecting Insurance Cost
- IDV (Insured Declared Value)
- City / RTO Zone
- Vehicle Age & Fuel Type (Diesel / CNG)
- No Claim Bonus (NCB) – Up to 50% discount
- Commercial Usage Type
- Policy Coverage & Selected Add-ons
- Claim History / Driver Profile
Final price, kimat, rate, and road cost depend on whether the vehicle is new, used, showroom purchased, or on rent operations.
Why Buy Ashok Leyland Dost Insurance Online from PolicyLegit?
Instant Premium Comparison
Compare quotes from top insurers in minutes.
Affordable Pricing
Online purchase often costs less than offline methods.
Easy Policy Customisation
Choose add-ons based on delivery routes and load type.
Renewal Alerts
Avoid policy lapse and protect your NCB.
100% Digital & Paperless
Instant policy issuance and secure payments.
Claim Assistance
Dedicated support throughout claim settlement.
Ashok Leyland Dost Insurance Renewal – Simple Online Process
Renew your Ashok Leyland Dost insurance in 5 easy steps:
- Enter your vehicle number
- Compare renewal quotes instantly
- Choose coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection, penalties, and NCB loss.
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
- Trucks
- Vans
- Trailers
- Buses
- Taxies
- Coaches
- Carriers
- Shovels
- Tractors
- Cranes
- Mobile rigs
- Bulldozers
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Ashok Leyland Dost Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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What is Ashok Leyland Dost Insurance?
Ashok Leyland Dost Insurance is a commercial vehicle insurance policy that protects Dost mini trucks against accidents, theft, natural calamities, and third-party liabilities during business use.
Is Ashok Leyland Dost insurance mandatory in India?
Yes. Third-party insurance is mandatory under Indian motor law for all Ashok Leyland Dost vehicles operating on public roads.
What does Ashok Leyland Dost insurance cover?
It covers accidental damage, theft, fire, natural disasters, and third-party injury or property damage. Comprehensive policies also cover damage to your own vehicle.
How much does Ashok Leyland Dost insurance cost in India?
Premiums generally start from ₹12,000 per year and may go up to ₹21,000 or more, depending on model, IDV, location, vehicle age, and add-ons.
Which insurance type is best for Ashok Leyland Dost?
Comprehensive insurance is the best option as it covers both third-party liabilities and own-damage, ensuring complete protection for daily commercial use.
What factors affect Ashok Leyland Dost insurance premium?
Key factors include IDV, vehicle age, city/RTO zone, fuel type, usage pattern, No Claim Bonus (NCB), add-ons, and claim history.
