Save Up To 85%* on
Agriculture Tractor Insurance
Renew policy in 2 minutes
20+ Insurers to chose
10k+ Vehicles Insured
🔒 Your number is safe with us
Agriculture Tractor Insurance
Agriculture tractor insurance is a dedicated insurance policy created to safeguard farmers, agri-entrepreneurs, and farm equipment owners from unexpected financial losses. Whether your tractor is new, used, second hand, 2nd, pre owned, antique, or latest 2022 model, this insurance protects your valuable farming asset along with attached implements, auger, gyrovator, harvester, loader, backhoe, PTO attachments, 3 point hitches, and other agri machinery.
From mini, small, compact, acreage tractors to large, big, high HP, 4x4 row crop tractors, and even crawler, tracked, autonomous, robotic, electric, hybrid, hydrogen-powered tractors, insurance plays a vital role in modern agriculture and agribusiness.
Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6501
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
99%
₹ 6524
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
95%
₹ 6545
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
96%
₹ 6566
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Plan Type
Comprehensive
Claims Settled
98%
₹ 6573
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Plan Type
Third Party
Claims Settled
93%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
98%
₹ 5773
Plan Type
Third Party
Claims Settled
96%
₹ 5773
Plan Type
Third Party
Claims Settled
99%
₹ 5773
Plan Type
Third Party
Claims Settled
95%
₹ 5773
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Agriculture Tractor & Related Models – Insurance Price List
Agriculture tractors are the backbone of Indian farming and allied activities. Used for ploughing, sowing, harvesting, irrigation, and material transport, these tractors are critical for farm productivity and income generation.
Proper insurance protects farmers, operators, and agricultural operations from financial risks such as accidents, theft, breakdowns, and natural calamities.
Whether you are searching agriculture tractors for sale near me, best small tractor price, compact tractor cost, new holland tractor price, john deere 5620, mahindra 275 di, massey 7250, 3037 nx, 3230 tx, 6090, 6510, 308lsa, 1060, 3032, 175 mtx, 9010 model, 26 hp, 39 hp, 40 hp, 45 hp, 50 hp, 60 hp, 65 hp, 85 hp, 90 hp, 120 hp, 200 hp tractors, insurance is equally important.
Whether you operate Mahindra, John Deere, Massey Ferguson (MF), New Holland, Kubota, Case, Farmall, Ford, Fendt, Yanmar, TYM, Eicher, Steyr, Ursus, Fiat, Farmtrac, Captain, Carlo, Puma, Same, White, RK, Solaris, Volvo ag equipment, or specialty brands like AGCO, JCB agri, Krone, Kuhn, Simba, Fieldking, David Brown, Deutsche, Honda ag, Korean tractors, insurance ensures smooth farming operations like:
- Ploughing
- Tillage / Tilling
- Cultivating
- Harvesting
- Paddy cutting
- Planting
- Field preparation
- Transport across farm land and steep hills
- Vineyard and orchard work
Even for homestead, little farm, large scale commercial farm, forest clearing, land preparation, insurance is a must have protection.
Agriculture Tractor Insurance – Approximate Price List (India)
Mahindra 265 DI / 275 DI
1st Year Premium: ₹7,500 – ₹11,500
Renewal (with NCB): ₹5,000 – ₹9,000
Mahindra 275 DI Power+ / 585 DI
1st Year Premium: ₹9,000 – ₹14,500
Renewal (with NCB): ₹6,500 – ₹11,000
John Deere / Escorts / Eicher Tractors
1st Year Premium: ₹8,500 – ₹15,000
Renewal (with NCB): ₹6,000 – ₹12,500
Heavy-Duty / Utility Tractors
1st Year Premium: ₹12,000 – ₹25,000
Renewal (with NCB): ₹8,000 – ₹18,000
Related Attachments / Farm Equipment
1st Year Premium: ₹9,000 – ₹18,000
Renewal (with NCB): ₹6,500 – ₹14,000
Note: Final premium depends on IDV, vehicle age (new / used / second hand / pre owned), fuel type (diesel / electric), usage type (agriculture / transport / industrial), city, add-ons, and insurer selection.
Premium cost may vary in the market depending on tractor price, down payment, discount offers, servicing history, mileage, bonnet condition, headlight condition, PTO usage, loader/backhoe fitment, and field working conditions.
What Is the Main Reason for Agriculture Tractor Insurance?
The primary reason to buy Agriculture Tractor insurance is:
To protect your tractor, driver, farm, land, and cultivation operations from financial loss caused by accidents, theft, breakdown, natural calamities, and third-party liabilities.
Since tractors operate daily in fields, steep hills, forest land, vineyards, and rural roads, even minor incidents can cause costly repairs and disruption of farming cycles.
For modern farmers using autonomous, driverless, robotic, RTK-based precision farming tractors, hybrid tractors, methane-powered, hydrogen-powered, electric tractors, protection is even more important.
Types of Agriculture Tractor Insurance Policies Available
Third-Party Liability Insurance
- Mandatory under Motor Vehicles Act
- Covers injury, death, or property damage to third parties
- Does not cover your own tractor
Comprehensive Insurance (Highly Recommended)
- Covers third-party liability + own tractor damage
- Covers accidents, fire, theft, floods, storms, landslides
- Ideal for agricultural and allied operations
Standalone Own-Damage Insurance
- Covers only damage to your tractor
- Requires active third-party insurance
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation Cover
- Engine & Gearbox Protection
- Roadside Assistance
- Consumables Cover
- Return to Invoice
- Operator / Driver Personal Accident Cover
Add-ons slightly increase premium but greatly reduce out-of-pocket claim expenses.
Agriculture Tractor Insurance Price – Premium & Cost Factors
Key Factors Affecting Insurance Cost
- IDV (Insured Declared Value)
- City / RTO Zone
- Vehicle Age & Model
- Fuel Type (Diesel / CNG)
- No Claim Bonus (NCB) – Up to 50% discount
- Usage Type (Farming / Construction / Transport)
- Policy Coverage & Add-ons Selected
- Claim History & Operator Profile
Why Buy Agriculture Tractor Insurance Online from PolicyLegit?
Instant Quote Comparison
Compare premiums from multiple insurers instantly.
Affordable Pricing
Online purchase avoids extra agent commission costs.
Customised Coverage
Select add-ons based on farming needs and terrain.
Renewal Alerts
Protect your NCB and avoid policy lapse.
100% Digital & Paperless
Instant policy issuance and secure online payment.
Dedicated Claim Assistance
End-to-end support during claim settlement.
Agriculture Tractor Insurance Renewal – Simple Online Process
Renew your Agriculture Tractor insurance in 5 easy steps:
- Enter your tractor number
- Compare renewal quotes instantly
- Select coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection delays, penalties, and NCB loss.
Get the best Agriculture Tractor Insurance today.
Whether you own a Mahindra, John Deere, Massey Ferguson, New Holland, Kubota, Case, Farmtrac, Fiat, Captain, Puma, Same, Fendt, Yanmar, Eicher, or any mini, compact, row crop, 4x4, large HP, electric, hybrid, robotic, or autonomous tractor, protect your farming investment.
Secure your farm, land, implements, and agri equipment with the right agriculture tractor insurance policy — and ensure uninterrupted farming operations.
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
- Trucks
- Vans
- Trailers
- Buses
- Taxies
- Coaches
- Carriers
- Shovels
- Tractors
- Cranes
- Mobile rigs
- Bulldozers
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Agriculture Tractor Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
What Is Commercial Vehicle Insurance?
Commercial Vehicle Insurance is a motor insurance policy meant for vehicles that are used to earn revenue or support business operations. Any vehicle carrying goods or passengers for hire or reward must be insured under a commercial category as per Indian law.
This insurance is different from private vehicle insurance because commercial vehicles:
- Operate for longer hours
- Travel longer distances
- Carry higher legal and financial risk
Examples include trucks, taxis, buses, auto-rickshaws, delivery vans, and transport vehicles.
Who Should Buy Commercial Vehicle Insurance?
You need commercial vehicle insurance if your vehicle is used for:
- Goods transport
- Passenger services
- Courier or delivery work
- Fleet or logistics operations
- Construction or industrial activity
Even a single vehicle used for business purposes must be insured under a commercial policy, regardless of size or engine capacity.
Commercial Vehicles Covered Under This Insurance
Commercial vehicle insurance applies to a wide range of vehicles, including:
- Trucks, lorries, trailers, tippers, and haulers
- Light commercial vehicles such as Tata Ace and pickup vans
- Taxis, cabs, PHVs, limousines, and rental cars
- Buses, minibuses, staff buses, and passenger coaches
- Auto-rickshaws, e-rickshaws, and three-wheelers
- Courier and delivery vehicles
- Tractors, cranes, bulldozers, and mobile construction equipment
- Specialized vehicles like hazmat carriers, caravans, campervans, and RVs
Coverage eligibility depends on registration type and usage, not brand or model alone.
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Types of Commercial Vehicle Insurance Policies
Majorly two types of commercial vehicle insurance policies are offered in India. These include:
Third Party (TP) Liability Commercial Vehicle Insurance Policy
The Indian Motor Vehicle Act of India has mandated commercial vehicle owners to purchase at least a third-party (TP) liability insurance. A TP policy protects damages caused to any third party property or person. It also provides financial coverage for third party injuries or deaths and also compensates for third-party property damage caused due to the insured commercial vehicle. Since commercial vehicles are heavy-duty vehicles carrying goods that increase their weight, covering them under third party commercial vehicle insurance is an utmost priority.
Comprehensive Commercial Vehicle Insurance Policy
Comprehensive commercial vehicle insurance offers an enhanced protection to your vehicle under any unforeseen circumstances. A comprehensive plan provides protection not only against third party liabilities but also your own commercial vehicle from uncertainties such as accidental damages, fire, theft, flood, earthquake, etc.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Commercial Vehicle Insurance Companies in India 2025
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Frequently asked Questions for Commercial Vehicle Insurance
What is the difference between Comprehensive and Third-party policy in Commercial Vehicle Insurance?
A third party insurance covers in commercial vehicle insurance only paid drivers, owner drivers if opted and to others who got injured or damaged from your vehicle like human or property.
What is a Passenger carrying vehicle?
Commercial passenger carrying vehicles help people transport from one place to another. Examples of this include public and school buses, cabs and taxis.
What is a Goods carrying vehicle?
Goods carrying vehicle is used to carry goods to transport from one place to another, it can be private use for business or public goods such as Pick-up trucks and lorries.
What is considered a miscellaneous and special vehicle category?
Vehicle is not used for passenger and goods carrying like crane and tractor and harvester like all machines considered under this category.
What should I do if my commercial vehicle gets into an accident?
You can directly call in the emergency number if any injury or in damaged condition you can call to the insurer contact number mentioned on your policy paper.
Where can I repair my commercial vehicle in case of damages?
Either you can go anywhere if you do not want any cashless facility or you can go to the insurer tie-up service centre where you can get cashless service and get your vehicle.
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
