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Mahindra Truck Insurance
Mahindra commercial vehicles are the undisputed leaders of India's last-mile logistics, agricultural transport, and heavy freight movement. Whether you own a Mahindra Jeeto, Maxi Truck, Maxximo, Supro, Blazo the right commercial vehicle insurance protects your business from accidents, theft, third-party claims and downtime losses.
At PolicyLegit you can compare premiums from 20+ IRDAI-approved insurers and buy or renew your Mahindra commercial vehicle insurance online in minutes.

Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
- Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- Spot Claims Upto Rs. 3,00,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 3,00,000. Once your car is repaired, share the final bill with your insurer.
- 60% Advance PaymentInsurer offers up to 60% advance payment (excluding GST), for losses exceeding 3 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- 6-Month Repair Warranty6-month warranty on repairs at Reliance preferred garages.
- Free Pick-up & DropFree pick-up & drop for all repairs at Reliance preferred garages.
- Zero Paper ClaimsAll documents -- car invoice, claim form, RC, and driving license -- can be shared online for any claim amount.
#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in Read more
Save Up To 85%* on
Vehicle Insurance
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10k+ Vehicles Insured
🔒 Your number is safe with us

#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
Commercial Vehicle Insurance

Mahindra Truck Insurance Price List 2026 (Approx)
| Mahindra Truck Model | Third Party (1 Year) | Full Insurance |
| Jeeto/Bolero Pickup/Veero/Jayo/ Maxximo/ Furio 7 (upto 7.5 Ton) | ₹16,049 – ₹48,000 | ₹17,049 Onwards |
| Mahindra Furio 9/10/11/12 (7.5-12 Ton) | ₹27,186 | ₹33,990 Onwards |
| Mahindra Furio 14/16/17 (12-20 Ton) | ₹35,313 | ₹37,313 Onwards |
| Blazo X 28/35/40 (20 - 40 Ton) | ₹43,950 | ₹44,950 Onwards |
| Blazo X 42/46/49/55 (40+ Ton) | ₹44,242 | ₹47,990 Onwards |
| Mahindra Tippers / Multi-Axle Trucks | ₹35,313 – ₹47,990 | ₹37,313 Onwards |
Note: Final premium depends on GVW, IDV, city, route type, vehicle age (old / new model), add-ons, NCB, and insurer selection.
Types of Mahindra Truck Insurance Policies Available
Third-Party Liability Insurance
- Mandatory under Motor Vehicles Act
- Covers injury, death, or property damage to third parties
- Does not cover own truck damage
Comprehensive Insurance (Highly Recommended)
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, floods, landslides, riots
- Best choice for logistics, freight, and construction trucks
Standalone Own-Damage Insurance
- Covers only damage to your Mahindra truck
- Requires an active third-party insurance policy
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation (for newer trucks)
- Consumables Cover
- IMT 23 / IMT 47
- Return to Invoice
- Driver & Cleaner Personal Accident Cover
Add-ons slightly increase premium but significantly reduce claim-time expenses.
What Is the Main Reason for Mahindra Truck Insurance?
The primary reason to buy Mahindra Truck insurance is to protect your commercial truck, cargo, driver, and business operations from accidents, theft, third-party liabilities, legal penalties, and natural disasters. Given that Mahindra trucks operate long hours on highways, industrial sites, and urban routes, even minor incidents can result in high repair costs, cargo loss, and business downtime without insurance.
Mahindra Commercial Vehicle Insurance by Model
ahindra offers commercial vehicles for different business needs. Select the relevant model page to learn more about its insurance requirements.
Mahindra Jeeto Insurance
Mahindra Jeeto is a compact commercial vehicle used for eligible goods-transport and delivery applications. Its insurance premium depends on the specific variant, registration category, vehicle age and selected coverage. Its fall under 7.5 Ton GVW. Check the list for the insurance price details.
Mahindra Bolero Pickup Insurance
A Bolero Pickup may be used for transporting goods, supplies and business materials. Mahindra Bolero Pickup Insurance requirements depend on the exact variant, registration details, GVW and intended use.
Mahindra Maxximo Insurance
Owners looking for Mahindra Maxximo insurance should check the exact vehicle variant, fuel type, registration category and policy requirements before requesting a quote.
Mahindra Supro and other eligible commercial models
For Supro and other Mahindra commercial vehicles, the applicable policy depends on the vehicle's registered classification, intended use and insurer eligibility. Provide the exact details from the Registration Certificate (RC) when enquiring.
What Decides Your Mahindra Truck Insurance Price?
- GVW (Gross Vehicle Weight)
- IDV (Insured Declared Value)
- City / RTO Zone & Route Type
- Vehicle Age & Model
- No Claim Bonus (NCB) – Up to 50% discount
- Commercial Usage Type (Goods / Tipper / Trailer / Long-Haul)
- Policy Coverage & Add-ons Selected
- Claim History & Driver Profile
How to Buy or Renew Mahindra Truck Insurance Online?
- Enter your vehicle number
- Compare renewal quotes instantly
- Select coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection delays, penalties, and NCB loss.
Why Buy Mahindra Truck Insurance Online from PolicyLegit?
- Instant Quote Comparison: Compare premiums from top commercial insurers instantly.
- Affordable Pricing: Online purchase eliminates extra agent commissions.
- Customised Coverage: Add add-ons based on route, cargo, and truck type.
- Renewal Alerts: Avoid policy lapse and NCB loss.
- 100% Digital & Paperless: Instant policy issuance with secure payment.
- Dedicated Claim Support: End-to-end assistance for faster claim settlement.
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Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Mahindra Truck Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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- Passenger Carrying Insurance
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- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
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- Tipper Insurance
- Heavy Truck Insurance
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What is the price of Mahindra Truck insurance?
The applicable premium depends on the specific variant, registered category, age, coverage and insurer. A verified quote is more reliable than a single price for all variants.
Which Mahindra truck models are covered under insurance?
All Mahindra commercial vehicles are covered including Jeeto, Bolero Pickup, Supro, Maxximo, Furio series, Blazo, tippers, trailers, and multi-axle trucks.
Which insurance policy is best for Mahindra trucks?
Comprehensive insurance is recommended as it covers third-party liability along with own truck damage, theft, accidents, and natural calamities.
What does Mahindra Truck insurance cover?
It covers accident damage, fire, theft, natural disasters, third-party liability, and optional add-ons like engine protection and driver cover.
Are Mahindra tippers and construction trucks insured?
Yes. Mahindra tippers, dumpers, construction trucks, and trailers require specialized commercial insurance with appropriate IMT add-ons.
How can I reduce Mahindra Truck insurance premium?
You can reduce premium by maintaining NCB, choosing correct IDV, renewing on time, and comparing insurance plans online.

