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Maruti Eeco Insurance
Maruti Suzuki Eeco is a versatile vehicle designed to meet both personal and commercial transportation needs. Available in 5 seater and 7 seater variants, and cargo.Eeco is ideal for family travel as well as small businesses looking for an affordable, spacious, and low-maintenance vehicle.
Choosing the right insurance ensures complete protection for your vehicle against unexpected risks. It not only protects your car but also helps you stay compliant with Indian motor insurance laws, giving you peace of mind on every journey.

Maruti Eeco Insurance Price List 2026 (Approximate)
| Maruti Eeco Model | Third Party (1 Year) | Full Insurance |
| Maruti Eeco Passenger (Commercial) | ₹12,600 | ₹16,200 – ₹23,300 |
| Maruti Eeco Cargo | ₹16049 | ₹16,200 – ₹23,300 |
| Maruti Eeco Cargo CNG | ₹16049 | ₹16,200 – ₹23,300 |
| Maruti Eeco Ambulance / Special Use | ₹8,535 | ₹16,200 – ₹23,300 |
| Related Vans / Tempo Travellers | ₹16049 | ₹16,200 – ₹23,300 |
Note: Final insurance price depends on IDV, city, vehicle age, fuel type (diesel / CNG), usage pattern, NCB, add-ons, and insurer. Premium may vary depending on dealer region and coverage selected.
Types of Maruti Eeco Insurance Policies Available
Third-Party Liability Insurance
- Mandatory under Indian Motor Vehicles Act
- Covers injury, death, or property damage to third parties
- Does not cover damage to your own vehicle
Comprehensive Insurance (Recommended)
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, floods, earthquakes, riots
- Best option for Maruti Eeco commercial owners
Standalone Own-Damage Insurance
- Covers only damage to your Maruti Eeco
- Requires an active third-party policy
Add-Ons / Riders for Enhanced Protection
- Zero Depreciation Cover
- Engine & Gearbox Protection
- Roadside Assistance
- Consumables Cover
- Passenger / Driver Liability Cover
- Return to Invoice
Add-ons slightly increase premium but significantly reduce out-of-pocket claim costs.
Maruti Eeco Insurance Price – Premium & Cost Factors
- IDV (Insured Declared Value)
- City / RTO Zone
- Vehicle Age & Fuel Type (Petrol / CNG)
- Seating Capacity & Usage Type
- No Claim Bonus (NCB) – Up to 50% discount
- Policy Coverage & Selected Add-ons
- Claim History / Driver Profile
Final insurance price, rate, monthly cost basis, and total amount depend on whether the vehicle is new, old, modified, or used for passenger or cargo purposes.
Why Buy Maruti Eeco Insurance Online from PolicyLegit?
- Instant Premium Comparison: Compare quotes from top insurers in minutes.
- Affordable Pricing: Online purchase often costs less than offline channels.
- Easy Policy Customisation: Choose add-ons based on passenger or cargo usage.
- Renewal Alerts: Avoid policy lapse and protect your NCB.
- 100% Digital & Paperless: Instant policy issuance and secure payments.
- Claim Assistance: Dedicated support throughout claim settlement.
You can also buy insurance online for new or used Maruti Suzuki Eeco vehicles, whether purchased from TRUE Value, CSD, showroom, or resale platforms.
Maruti Eeco Insurance Renewal – Simple Online Process
Renew your Maruti Eeco insurance in 5 easy steps:
- Enter your vehicle number
- Compare renewal quotes instantly
- Choose coverage & add-ons
- Make secure online payment
- Download renewed policy instantly
Renew before expiry to avoid inspection, penalties, and NCB loss.
Commercial Vehicle Insurance

Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Maruti EECO Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
- Bulker Insurance
- Taxi Insurance
Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
- Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- Spot Claims Upto Rs. 3,00,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 3,00,000. Once your car is repaired, share the final bill with your insurer.
- 60% Advance PaymentInsurer offers up to 60% advance payment (excluding GST), for losses exceeding 3 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc. 3 more
- Non-electrical AccessoriesOwner Driver PA CoverPaid Driver Cover
Claim Benefits
- 6-Month Repair Warranty6-month warranty on repairs at Reliance preferred garages.
- Free Pick-up & DropFree pick-up & drop for all repairs at Reliance preferred garages.
- Zero Paper ClaimsAll documents -- car invoice, claim form, RC, and driving license -- can be shared online for any claim amount.
#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in Read more
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Vehicle Insurance
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#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
Is Maruti Eeco insurance mandatory in India?
Yes. As per the Indian Motor Vehicles Act, third-party insurance is mandatory for all Maruti Eeco vehicles, including commercial and passenger variants.
What is the price of Maruti Eeco insurance?
Maruti Eeco insurance price depends on vehivle type and its usecase. EECO cargo price starts from ₹16,049 per year. To know your vehicle insurance quote contact with the policylegit insurance ecpert team.
Which Maruti Eeco models are covered under insurance?
All Maruti Eeco variants are covered including Cargo, Cargo CNG, Passenger (Commercial), Ambulance, and special-use models.
Which insurance is best for Maruti Eeco – third party or comprehensive?
Comprehensive insurance is recommended as it covers third-party liability along with own vehicle damage, theft, and natural calamities.
What does Maruti Eeco insurance cover?
It covers accident damage, fire, theft, natural calamities, third-party liability, and optional add-ons like zero depreciation.
Is Maruti Eeco Cargo and Passenger insurance different?
Yes. Insurance premium and coverage depend on seating capacity and usage type such as cargo transport, passenger service, or ambulance use.

