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Tata Intra Insurance

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Tata Intra Insurance

Tata Intra Offers the most superior performance in this category of vehicles. It is ideal for businesses to transport goods in city and semi urban applications. Whether you manage a fleet or have a single Tata Intra, it is very important to protect your investment with proper insurance. Tata Intra insurance from Policy Legit provides an all-inclusive coverage for the vehicle and shields it against a number of risks including accidents, theft, natural disasters & more.

Tata Intra Insurance Plans#1

Plan Type

Comprehensive

Claims Settled

98%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more
Claim Benefits
  • 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
  • Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.

Plan Type

Comprehensive

Claims Settled

96%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more

Plan Type

Comprehensive

Claims Settled

98.5%
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
  • 3 more
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Plan Type

Third Party

Claims Settled

98.5%

Plan Type

Third Party

Claims Settled

96%

Plan Type

Third Party

Claims Settled

99.7%
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

What is Commercial Vehicle Insurance?

A Commercial Vehicle Insurance is a motor insurance policy to cover for damage and loss caused to and by a commercial vehicle. Owner of the vehicle and driver who drives the vehicle. This could include damage and losses in situations as accident, collisions, fires, theft, natural calamities, etc. it is mainly for all type of business to buy a commercial vehicle insurance for their vehicles, such as for auto rickshaws, cabs, pickups, trucks, tractors, school buses, commercial vans, jcb, harvester and amongst other.

Tata Intra Models Covered

We have Tata Intra insurances for all different forms of Tata Intra including the following:

  • Tata Intra
  • Tata Intra V10
  • Tata Intra V20
  • Tata Intra V30

All models have unique needs, however our staff will assist you in picking the best coverage for your individual situation.

Types of Tata Intra Insurance

The following are the two basic models to ensure your Tata Intra insurance online:

  • Third-Party Tata Intra Insurance - The third-party insurance is the compulsory cover that has to be mandatorily taken for plying on Indian roads. This is a policy that compensates you in case of an accident where you are at fault such as;

       Death or bodily injury to any person other than a passenger defined in Section 12-2-8 below

       But, third-party Tata Intra insurance does not cover the cost of repairs to your own Tata Intra. It is legally mandated because after all, it always makes more sense to take the best travelinsurance cover as possible.

  • Comprehensive Tata Intra Insurance - Comprehensive Insurance for Tata Intra offers coverage that is all-inclusive, covering everything included in third-party insurance as well as:

      Your own vehicle damage in the event of an accident

     Coverage from loss, fire, and natural disasters (such as floods, earthquakes, etc.)

     Optional add-on covers to extend protection

     For the wider coverage that it provides, Comprehensive Tata Intra insurance online is what vehicle owners need who want to ensure stress free ownership of their vehicle.

Why is it Necessary to Get Extensive Tata Intra Insurance?

Full Coverage - In addition to third-party liability, complete coverage covers your vehicle if it is stolen or affected by natural calamity and man-made disasters.

Third Party Insurance - It is compulsory for every commercial vehicle plying on Indian roads without an insurance policy to cover the third-party liability in accordance with the Motor Vehicle Act. Although comprehensive Tata Intra insurance cover costs a bit more than third-party, it offers better service in terms of protecting you and what you drive/ride with opportunities to extend your cover even further.

Add-on Coverage for Tata Intra Insurance.

1. Zero Depreciation Cover - This add-on coverage will guarantee you full compensation for the depreciated parts of your vehicle. If you don’t want to have to pay a deductible out of your own pocket when you file a claim then it’s a no-brainer add-on. Zero depreciation is applicable for 5 years but some insurers provide Tata Intra insurance  for 7 years in case of commercial vehicles.

2. IMT 23 Coverage - This extension insures scratch areas of the vehicle, including bumper, headlamp’s bezel, and fender wheel-arch area; tyre rims and paintwork are covered too. This is especially true if your vehicle has a lot of little accidents or damage.

3. Personal Accident Cover - This cover helps to take care of the owner-driver, or his/her co-passengers like conductors, cleaners or coolies in case they get injured or die. It’s a big deal if you’re looking out for the health of anyone working with or around your business. Contact us for this add on for your Tata Intra insurance online.

Advantages of Tata Intra Insurance

Liability to Third Parties - Saves you from the claims, due to injury or death caused by you, of third-party individuals as well as their property.

Personal Accident Cover - The motor driver and passengers are insured for any injury or death during the accident.

Natural & Man-Made Disasters - The vehicle is secure with a comprehensive Tata Intra insurance cover in case of natural and man-made calamities such as flood, earthquake, acts of terrorism and even riot.

Theft and Fire Protection - Covers your vehicle for losses due to theft or fire.

What’s Not Included in Tata Intra Insurance?

Tata Intra Insurance - offers comprehensive coverage, however there are some exclusions:

Depreciation - The value of the vehicle or its parts diminishes over time as a result of wear and tear. You can take the Zero Depreciation Cover to hedge for this depreciation.

Mechanical & Electrical Breakdowns - Loss or damage resulting from mechanical or electrical breakdown is not included under Tata Intra insurance.

Unlawful Driving - No coverage will be given in case of any loss that has occurred while being intoxicated (alcohol/drugs) or does not have a driving license.

How to Renew Tata Intra Insurance Online?

Renew Tata Intra Insurance in just a few minutes with Policy Legit. Here’s how:

  1. Submit Your RC: Both sides of your vehicle's Registration Certificate.
  2. Insurance Copy: In case your existing Tata Intra insurance is not expired or in a No Claim Bonus (NCB) period, then a copy of that has to be given.
  3. Get a Quote: Our professional will give you a quote in accordance with your vehicle specifications.
  4. Make a Payment: Securely Pay Online to renew your Tata Intra insurance online.
  5. Download Your Policy: After your payment has been cleared, you can download your new Tata Intra insurance policy.

Why Policy Legit for Tata Intra Insurance?

At Policy Legit we strive to provide the best and honest insurance choices. Buying and renewing Tata Intra Insurance online is a fast with us, so you can get the coverage you need at a price you like.

24/7 Customer Service: Our support team is always ready to help you if you have any question, problem when using our services.

Instant Policy Issuance: Buy Tata Intra insurance policy online immediately with any payment mode.

Host of Add-ons: Tailor-make your policy by adding specific add-ons such as Zero Depreciation cover and Personal Accident Cover.

Contact Us for a Quote

Give your vehicle and business a financial shield against all uncertainties. Contact us now for a free no-strings quote or if you have any queries about Tata Intra Insurance.

Commercial Vehicle Insurance

Commercial vehicle insurance is a type of vehicle insurance policy, giving financial protection to commercial vehicles like trucks, tractors, buses, auto-rickshaws, and others. It covers losses or damages caused to the insured CV due to accident, theft, fire, natural calamities, etc. It also gives financial coverage to third parties involved in accidents for injury, property damage or even death, loss or damage caused by natural calamities, fire, man-made disasters, theft, etc.

Why do you Need Commercial Vehicle Insurance?

Some of the reasons to buy a commercial vehicle insurance policy are given below:

  • Legal Obligation: As per the Motor Vehicle Act, third-party commercial vehicle insurance is mandatory to drive any commercial vehicle in India.
  • Financial Security: Commercial vehicle insurance also protects your vehicle and business against any adverse situations that may cause a huge financial drain. It also saves you from monetary losses that occur due to unanticipated events, thus giving you a peace of mind alongside financial protection. Commercial vehicle insurance further covers losses occurring to any third party.

Key Features of Commercial Vehicle Insurance

A commercial vehicle insurance policy comes loaded with some salient features. Some of them are mentioned below:

  • Comprehensive coverage is provided to both public and private carriers, including special types of goods-carrying vehicles.
  • A commercial vehicle insurance plan also covers third party liabilities and provides monetary compensation in case of any injury or an accident.
  • A separate mandatory Personal Accident (PA) Cover is also offered to cover the death or bodily injuries of the driver and the owner.
commercial-vehicle-insurance

Types of Vehicles insured in Commercial Vehicle Insurance Policy

Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:

  • Trucks
  • Vans
  • Trailers
  • Buses
  • Taxies
  • Coaches
  • Carriers
  • Shovels
  • Tractors
  • Cranes
  • Mobile rigs
  • Bulldozers

These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.

Types of Commercial Vehicle Insurance Policies

Majorly two types of commercial vehicle insurance policies are offered in India. These include:

  1. Third Party (TP) Liability Commercial Vehicle Insurance Policy

    The Indian Motor Vehicle Act of India has mandated commercial vehicle owners to purchase at least a third-party (TP) liability insurance. A TP policy protects damages caused to any third party property or person. It also provides financial coverage for third party injuries or deaths and also compensates for third-party property damage caused due to the insured commercial vehicle. Since commercial vehicles are heavy-duty vehicles carrying goods that increase their weight, covering them under third party commercial vehicle insurance is an utmost priority.

  2. Comprehensive Commercial Vehicle Insurance Policy

    Comprehensive commercial vehicle insurance offers an enhanced protection to your vehicle under any unforeseen circumstances. A comprehensive plan provides protection not only against third party liabilities but also your own commercial vehicle from uncertainties such as accidental damages, fire, theft, flood, earthquake, etc.

Coverage Under Commercial Vehicle Insurance
  • Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
  • Damages to the vehicle arising out of fire, self-ignition and explosion
  • Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
  • Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
  • Damages arising out of road accidents or collisions are also covered.
  • Wear and tear/depreciation of the commercial vehicle.
  • Losses incurred during a civil war, nuclear perils.
  • Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
  • The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
  • Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
  • Electrical and mechanical breakdown, breakage or failure of the insured vehicle.

List of Commercial Vehicle Insurance Companies in India 2025

Following is the list of general insurance companies that offer commercial vehicle insurance:

Insurer Name Passenger Carrying Vehicle Insurance Goods Carrying Vehicle Insurance Miscellaneous Vehicle Insurance
Bajaj Allianz Commercial Vehicle Insurance No Yes No
Godigit Commercial Vehicle Insurance Yes Yes Yes
New India Assurance Commercial Vehicle Insurance Yes Yes No
Reliance General Commercial Vehicle Insurance Yes Yes Yes
SBI General Commercial Vehicle Insurance Yes Yes Yes
Shriram General Commercial Vehicle Insurance Yes Yes No
United India Commercial Vehicle Insurance Yes Yes No
Zuno Commercial Vehicle Insurance Yes Yes No

*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Frequently asked Questions for Commercial Vehicle Insurance

What is the difference between Comprehensive and Third-party policy in Commercial Vehicle Insurance?

A third party insurance covers in commercial vehicle insurance only paid drivers, owner drivers if opted and to others who got injured or damaged from your vehicle like human or property.

What is a Passenger carrying vehicle?

Commercial passenger carrying vehicles help people transport from one place to another. Examples of this include public and school buses, cabs and taxis.

What is a Goods carrying vehicle?

Goods carrying vehicle is used to carry goods to transport from one place to another, it can be private use for business or public goods such as Pick-up trucks and lorries.

What is considered a miscellaneous and special vehicle category?

Vehicle is not used for passenger and goods carrying like crane and tractor and harvester like all machines considered under this category.

What should I do if my commercial vehicle gets into an accident?

You can directly call in the emergency number if any injury or in damaged condition you can call to the insurer contact number mentioned on your policy paper.

Where can I repair my commercial vehicle in case of damages?

Either you can go anywhere if you do not want any cashless facility or you can go to the insurer tie-up service centre where you can get cashless service and get your vehicle.