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Tata Intra Insurance
Tata Intra insurance is a mandatory commercial vehicle policy for the tata's mini truck pickup range. Tata Intra series is widely used for goods delivery, last-mile logistics, construction material transport, and small business operations across India. Whether you own a Tata Intra V10, V20, V30, V50, V70, Gold variants, or Intra EV, you need a valid commercial vehicle insurance policy to operate legally on Indian roads.
Bought a new Tata Intra V30? Renewing your Intra V10? Need to check if your Intra's policy is still active? At PolicyLegit, you can compare Tata Intra insurance plans from 20+ IRDAI-registered insurers, check exact premiums, and buy or renew your policy online in under 2 minutes with claim support.
Tata Intra Insurance Price List 2026 (Approximate)
| Tata Intra Model | Third Party (1 Year) | Full Insurance |
| Tata Intra V10 | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V20/V20 Gold | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V30/V30 Gold | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V50/V50 Gold | ₹16049 | ₹16,200 – ₹23,300 |
| Tata Intra V70/V70 Gold | ₹16049 | ₹16,200 – ₹23,300 |
| Intra EV Pickup | ₹16049 | ₹16,200 – ₹23,300 |
Note: Final premium depends on IDV, city, usage, add-ons, NCB (up to 50%), and insurer chosen. You can check the price list online before buying.
Types of Tata Intra Insurance Policies Available
Third-Party Liability Insurance
- Mandatory by law
- Covers damage to third parties & property
- Does not cover your own vehicle damage
Comprehensive Insurance
- Covers third-party liability + own vehicle damage
- Covers accidents, fire, theft, natural disasters
- Highly recommended for Tata Intra
Standalone Own-Damage Insurance
- Only covers damage to your Tata Intra
- You must already have third-party cover
Add-Ons / Riders (Enhance Your Cover)
- Zero Depreciation
- Roadside Assistance
- IMT 23
- Engine Protection
- Return to Invoice
- Driver-Owner Cover
(Add-ons raise premium slightly but significantly increase protection.)
Tata Intra V30 Insurance Price – Premium Guide
The Tata Intra V30 and V30 Gold are the most preferred variants in the Intra series. They offer a good balance of payload capacity (1,300–1,500 kg), engine performance, and city-friendly size, making them ideal for daily commercial use.
Tata Intra V30 Insurance Price 2026
- Third Party: ₹16,049
- Comprehensive: Usually ₹16,200 – ₹24,000 depending on IDV, city, age, and add-ons.
- Zero Depreciation add-on can caost₹1,500–₹2,500
Why V30 Owners Should Choose Comprehensive Insurance
- The Tata Intra V30's IDV (₹5.5–₹8.0 lakh) is significantly higher than older LCVs — a theft or major accident without comprehensive cover means losing ₹5–₹8 lakh with no insurance payout
- V30 is used on inter-district routes where accident risk is higher than purely urban vehicles
- BS6 engine parts are 30–50% more expensive to repair than older BS4/BS3 parts — making comprehensive cover cost-effectivy
Tata Intra V10 Insurance Price 2026 – Entry-Level Variant Cover
The Tata Intra V10 is the entry-level variant of the Intra range — with 750 kg payload, a shorter 7.5-foot load body, and the same 1.5L BS6 diesel engine. It is popular for urban grocery delivery, pharmacy distribution, and light construction material supply in cities and smaller towns. The V10 is ideal for first-time LCV buyers looking to upgrade from a Tata Ace or Maruti Super Carry.
Tata Intra V10 Insurance Price
- Tata Intra V10 third-party Insurance is ₹16,049/year
- Comprehensive cover for the V10 ranges from ₹16,200–₹24,000/year.
PolicyLegit compares Tata Intra V10 insurance from 20+ insurers and offer the most competitive V10 comprehensive premiums.
Tata Intra Insurance Price – Premium & Cost Factors
Key Factors That Determine Premium
- IDV (Insured Declared Value) — Higher IDV = higher premium
- City / RTO Zone — Metro vs Tier-2/3 affects cost
- Vehicle Age — Older vehicles generally cost less to insure
- No Claim Bonus (NCB) — Up to 50% discount on renewals
- Usage Type — Goods, taxi, commercial, contract carriage
- Policy Add-ons Selected
- Driving History / Claims Record
Final on road insurance price, showroom cost, and premium depend on model, engine size, loading capacity, and whether vehicle is new or used.
Why Buy Tata Intra Insurance Online from PolicyLegit?
- Instant Premium Comparison: Compare multiple insurers & choose the best deal in minutes. View complete details list before buying.
- Cheaper & Faster: Online policies are usually cheaper than offline agent quotes.
- Easy Add-Ons: Select Zero Dep, Engine Protect, Passenger Cover with one click.
- Renewal Reminders: Never miss a renewal — keep your NCB intact.
- Secure & Paperless: Buy, download & store digital policy instantly.
- Claim Support: PolicyLegit provides assistance through the claim process.
Tata Intra Insurance Renewal – Simple Online Process
Here’s how you renew in 5 easy steps:
- Enter your vehicle number
- Compare renewal quotes from top insurers
- Choose coverage & add-ons you want
- Pay securely online
- Download your renewed policy instantly
Renew before expiry to protect your NCB and avoid lapse..
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Commercial Vehicle Insurance Plans starting#1
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Claim Benefits
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
Addons
- IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
- Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
- Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
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Vehicle Insurance
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#1 Insurance premiums shown are indicative and vary by vehicle type, age, city, add-ons, and insurer. Third-party premiums are IRDAI-regulated and uniform across all insurers. Policylegit does not endorse any specific insurer or product. Plans shown are from Policylegit's insurer partners. For the complete list of IRDAI-registered insurers, visit www.irdai.gov.in
Commercial Vehicle Insurance
Types of Vehicles insured in Commercial Vehicle Insurance Policy
Commercial vehicles are an essential mode of transportation and are heavy-duty vehicles used daily to carry out tasks. Some of the most common commercial vehicles are:
These commercial vehicles transport goods within the city/cities and from one state to another, as well as for intercity passenger tours and travel.
Coverage Under Commercial Vehicle Insurance
- Losses due to riots, strikes, natural calamities such as earthquakes, hurricanes, cyclones, etc, are covered
- Damages to the vehicle arising out of fire, self-ignition and explosion
- Partial or total loss to the insured vehicle due to theft, housebreaking, and burglary
- Loss or damage caused to the third-party property, vehicle, bodily injuries and death of the third person.
- Damages arising out of road accidents or collisions are also covered.
- Wear and tear/depreciation of the commercial vehicle.
- Losses incurred during a civil war, nuclear perils.
- Contractual liabilities of the owner/driver of the insured commercial vehicle are also not covered.
- The occurrence of an accident while driving with an invalid driving license or under the consumption of alcohol.
- Using a vehicle in accordance with 'limitations as to use', for instance, a private car is used as a taxi.
- Electrical and mechanical breakdown, breakage or failure of the insured vehicle.
List of Tata Intra Commercial Vehicle Insurance Companies in India 2026
Following is the list of general insurance companies that offer commercial vehicle insurance:
| Insurer Name | Passenger Carrying Vehicle Insurance | Goods Carrying Vehicle Insurance | Miscellaneous Vehicle Insurance |
| Bajaj Allianz Commercial Vehicle Insurance | No | Yes | No |
| Godigit Commercial Vehicle Insurance | Yes | Yes | Yes |
| New India Assurance Commercial Vehicle Insurance | Yes | Yes | No |
| Reliance General Commercial Vehicle Insurance | Yes | Yes | Yes |
| SBI General Commercial Vehicle Insurance | Yes | Yes | Yes |
| Shriram General Commercial Vehicle Insurance | Yes | Yes | No |
| United India Commercial Vehicle Insurance | Yes | Yes | No |
| Zuno Commercial Vehicle Insurance | Yes | Yes | No |
*Disclaimer: The table mentioned above is according to the alphabetical order of the insurance company. Policylegit does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policylegit. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Explore More Under Commercial Vehicle Insurance
- Commercial Vehicle Third Party Insurance
- Commercial Vehicle Insurance Companies
- Tractor Insurance
- Truck Insurance
- Pick Up Van Insurance
- School Bus Insurance
- Goods Carrying Vehicle Insurance
- Passenger Carrying Insurance
- Auto-Rickshaw Insurance
- E-rickshaw Insurance
- Bus Insurance
- Tempo Traveller Insurance
- Trailer Insurance
- Tipper Insurance
- Heavy Truck Insurance
- Tanker Insurance
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- Taxi Insurance
Is Tata Intra insurance mandatory in India?
Yes. As per the Motor Vehicles Act, third-party insurance is mandatory for all Tata Intra commercial vehicles.
What is the price of Tata Intra insurance?
Tata Intra insurance price generally ranges from ₹16,200 to ₹24,000 for the first year depending on model, city, IDV, and coverage.
Which Tata Intra models are covered under insurance?
All Tata Intra variants are covered including V10, V20, V30, V50, V70, and all Intra Gold Variants and EV varinats.
Which insurance policy is best for Tata Intra?
Comprehensive insurance is best as it covers third-party liability along with own vehicle damage and natural calamities.
What does Tata Intra insurance cover?
It covers accidents, fire, theft, natural disasters, third-party damage, and optional add-ons like engine protection.
Can I add add-ons to Tata Intra insurance?
Yes. Add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, and Return to Invoice can be added.
What is Tata Intra V30 insurance price?
Tata Intra V30 insurance price is ₹12,000–₹14,000/year for third-party (IRDAI FY 2025-26) and ₹14,000–₹23,000/year for comprehensive cover. Final price depends on vehicle age, city, IDV, and add-ons. Compare V30 insurance from 20+ insurers at PolicyLegit.
What is Tata Intra V10 insurance price?
Tata Intra V10 insurance price is ₹10,000–₹12,500/year for third-party and ₹12,000–₹18,000/year for comprehensive cover. The V10 is in a lower GVW bracket than the V30, making it cheaper to insure. Compare V10 insurance from 20+ insurers at PolicyLegit.
Can I compare Tata Intra V30 insurance online?
Yes. Compare Tata Intra V30 insurance from 20+ IRDAI-approved insurers at PolicyLegit — enter your V30 registration number, select coverage type, compare live quotes, and issue your policy online in under 2 minutes. Policy delivered on WhatsApp instantly.
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