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United India Commercial Vehicle Insurance

Commercial vehicles are the backbone of businesses that rely on transport, logistics, and delivery services. Protecting these vehicles from accidents, theft, and liabilities is not only essential for legal compliance but also for safeguarding your investment. United India Commercial Vehicle Insurance offers comprehensive coverage tailored to meet the needs of business vehicle owners.

Commercial Vehicle Insurance Plans#1

Plan Type

Comprehensive

Claims Settled

97.25%
₹ 5884buy
Addons
  • IMT 23Helps pay for repairing, replacing, or repainting damaged parts like lamps, tyres, tubes, mudguards, bonnet, side parts, bumper, and headlights after an accident.
  • Zero DepreciationAlso called Bumper-to-Bumper or Nil Depreciation, this gets you the full price for replacing a damaged part (excluding tyres and batteries) without any decrease in value.
  • Electrical AccessoriesCovers damage to additionally-fitted electrical accessories like fog lights, music system etc.
    • 3 more
Claim Benefits
  • 50% Advance PaymentInsurer offers up to 50% advance payment (excluding GST), for losses exceeding 1 Lac, on claims at any garage. Share the final bill after repair to claim GST amount.
  • Spot Claims Upto Rs. 50,000Just upload photos or video of the damage & the insurer will transfer the estimated repair cost up to Rs. 50,000. Once your car is repaired, share the final bill with your insurer.
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Plan Type

Third Party

Claims Settled

97.25%
₹ 5773buy
#1 Rs 5773/- per annum is the price for third-party commercial vehicle insurance for Mahindara Alfa PAX DX registration year 2020. The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. The comprehensive commercial vehicle insurance prices mentioned above are for a 5 year Mahindara Alfa PAX DX registration year 2020. These quotes are from mentioned from lowest to highest price. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

What is United India Commercial Vehicle Insurance?

United India Insurance Commercial Vehicle Insurance is a policy designed specifically for vehicles used for business purposes, including trucks, buses, vans, and taxis. It covers:

  • Third-Party Liability: Compulsory coverage under the Motor Vehicles Act, protecting against damages or injuries caused to others.
  • Own Damage Cover: Protection against accidents, fire, natural disasters, and theft of your commercial vehicle.
  • Optional Add-Ons: Zero depreciation cover, roadside assistance, daily cash allowance, and transit insurance for goods.

United India Insurance (UIIC) also offers online services for policy purchase, renewal, and document download via www.uiic.co.in.

Types of Commercial Vehicles Covered

United India Insurance covers a wide range of commercial vehicles under its commercial vehicle insurance policy:

  • Trucks & Lorries: Light, medium, and heavy-duty cargo vehicles.
  • Buses & Passenger Vehicles: Mini buses, school buses, and private buses.
  • Vans & Delivery Vehicles: Vehicles used for logistics, courier, and delivery businesses.
  • Three-Wheelers & Autorickshaws: Vehicles used for commercial transport.

Benefits of United India Commercial Vehicle Insurance

Choosing United India Insurance for commercial vehicles offers multiple advantages:

  1. Comprehensive Protection: Against accidents, fire, natural disasters, and theft.
  2. Third-Party Liability Coverage: Ensures legal compliance for commercial operations.
  3. Online Policy Management: Purchase, renew, and download policies online at www.uiic.co.in.
  4. Flexible Add-Ons: Enhance coverage with zero depreciation, roadside assistance, daily cash allowance, and transit insurance.
  5. Cashless Claim Services: Access a network of cashless garages for fast repairs.
  6. Nationwide Support: Branches and online support available across India.

How to Buy and Renew Online

United India Insurance provides digital convenience for commercial vehicle owners:

  • Online Purchase: Select your vehicle type, coverage plan, and add-ons, then complete payment securely online.
  • Policy Renewal: Renew your commercial vehicle insurance before the expiry date to maintain uninterrupted coverage.
  • Policy Download: Instantly download your insurance documents and motor policy copies via UIIC portal.
  • Claim Intimation: File claims online and track the status through the UIIC portal or mail.

Tip: Early renewal prevents lapses and ensures continuous protection for your vehicles.

Optional Add-Ons for Maximum Protection

United India Insurance offers multiple optional covers to enhance your commercial vehicle insurance:

  • Zero Depreciation Cover: Full claim settlement without depreciation deduction.
  • Transit Insurance: Protects goods being transported.
  • Roadside Assistance: Emergency support in case of vehicle breakdown.
  • Daily Cash Allowance: Covers financial losses during vehicle downtime.
  • Workmen Compensation: Covers drivers and staff employed in commercial vehicles.

Why Choose United India Insurance?

United India Insurance, also known as UIIC, is a trusted government-backed insurance provider offering:

  • Commercial vehicle insurance for trucks, buses, vans, and autorickshaws.
  • Motor insurance including car, two-wheeler, and fleet insurance.
  • Health insurance and mediclaim policies.
  • Online services for policy purchase, renewal, and document verification.

United India Insurance is known for quick claim settlements, extensive branch network, and excellent customer service.

Conclusion

Running a business that depends on vehicles comes with risks, but United India Commercial Vehicle Insurance ensures that your fleet is fully protected. With comprehensive coverage, flexible add-ons, cashless garages, and easy online services, UIIC provides peace of mind and uninterrupted business operations.

Protect your commercial vehicles, secure your business, and drive confidently with United India Commercial Vehicle Insurance.

What is comprehensive and third-party policy in terms of commercial vehicle?

In commercial vehicle insurance a third-party insurance covers any damage to a third party that is except your vehicle, and the driver. On the other hand, a comprehensive policy covers the insured vehicle itself (including damage or loss due to accidents, fire, theft, natural events, etc.) as well as third-party liabilities.

What is a passenger carrying vehicle?

A passenger carrying vehicle is a commercial vehicle which charges passengers for the privilege of driving them - often in the form of buses or coaches. Examples are buses, vans, taxis and the like.

What is meant by Goods carriage vehicle?

A goods vehicle is a commercial road vehicle used for transporting goods. These may include trucks, lorries, pick-up vans, tempos and so forth.

What is a miscellaneous and special vehicle type?

Vehicles, which can not be easily placed into the groups of "passenger taking" or "goods taking" vehicles are classified as miscellaneous and special vehicles. Considering a case of the same, such vehicles may comprise ambulances, cinema vans, special purpose vehicles (SPVs), construction site vehicles and/or similar types.

My commercial truck has been in an accident, what should I do?

If your commercial vehicle gets into an accident:

  1. Engine off (if safe) and make sure all persons are well guarded.
  2. Assess for injuries and call medical help if required.
  3. Photograph/videotape the accident scene: vehicle damage, road conditions, skid marks, etc.
  4. Inform the police (Log an FIR if necessary – in particular where there is injury to a third-party or damage to property).
  5. Contact your insurance company promptly (you may only have 24-72 hours to report) and go through their claim procedure.
  6. Have all relevant documents in place: Vehicle registration, policy papers, driving licence, FIR/incident report and photos.
How to get the mobile van repaired in case of damage for my commercial vehicle?

You can have the vehicle serviced at a workshop at any of your insurer’s authorised or network garages (which typically tie-up for cashless claims). If the car is not drivable, have it towed in accordance with your policy. It is a good idea to check with your auto insurer before you start major repairs, to prevent the denial of a claim.

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